University at Albany

Domestic Student Health Insurance

UAlbany does NOT offer a domestic student health insurance plan.

  • Domestic students will not have a charge for health insurance on their student bill.
  • Domestic students are not required to waive an insurance plan
  • Domestic students may have to obtain heath insurance to be compliant with federal law.

Please note, requirements for mandatory international student health insurance remain in effect for international students and domestic students participating in study abroad. Please contact the International Student & Scholar Services for information on this topic.

Health Insurance Coverage
Student Health Services provides a range of care. In some cases you may need to be referred by Student Health Services to off-campus providers for services beyond what is available on campus. We strongly encourage students to ensure they have adequate health insurance. If you have health insurance be sure to check with your current carrier to verify you are covered by your plan while you are in the Albany area.

All students are charged the Student Health Fee. This fee is not an insurance charge but instead covers services that are provided at Student Health Services, whereas a health insurance plan might cover services that are provided outside of Student Health Services, such as laboratory and radiology tests, physical therapy, and visits to physicians, hospitals and other providers.
We are not a participating provider with any insurance company, and your insurance company may not reimburse you should you be charged for services provided at Student Health Services.


For those seeking assistance with obtaining health insurance, NY State of Health, The Official Plan Marketplace, is where New Yorkers can shop for, compare and enroll in health insurance coverage. It's the only place to get financial assistance to reduce the cost of coverage. To learn more, visit or call 1-855-355-5777.

Several options are available to help you explore health insurance options.  Please see the link below to find an In-Person Assistors (IPAs)/Navigators who can provide in-person enrollment assistance to individuals who would like help applying for health insurance through the Marketplace.  Please visit