Off-campus Student Services Newsletter: October 2023

Monthly Calendar of Events

On-campus Events:

4 to 5 p.m. Wednesday, October 18, 2023: Stand up for your rights! with Project ACCESS (Achieving College Completion through Engaged Support Services)
7 to 8 p.m. Wednesday, October 18: Off-campus 101 with Off-campus Student Services in LC 13
Noon to 1 p.m. Wednesday, October 25, 2023: Roommate Mixer with Off-campus Student Services in Campus Center 138

Off-campus Events:

October 6 to 31: The Castle of Horror in Schenectady
4:30 p.m. Wednesday, October 25, 2023: Trick or Trot Pumpkin Run in Albany
Fridays, Saturdays and Sundays: Hollowed Harvest: Wicked Labyrinth in Schenectady

Fundraiser: Cash for Coats

Situational Awareness: Always keep your phone on you but do not flash it around as it may attract unwanted attention and potential theft. Opt for a single earbud to maintain awareness of your surroundings.
Stay Vigilant: Stay attentive to your environment. If something appears suspicious or unsettling, don't hesitate to alter your plans, relocate to a safer place or leave the area.
Secure your place: When leaving home, take a moment to lock your windows and doors. This simple act provides an added layer of security.
Trust your Instincts: Never accompany a stranger to an unfamiliar place or enter a residence where you don’t know the owners. Trust your gut feelings when it comes to personal safety.
Mind Your Path: Choose routes that minimize the risk of concealed individuals. Always take a well-lit path.
Organized Workspace: Maintain a neat and organized work area, promoting both productivity and safety.
Stay Hydrated: Don't forget to keep yourself hydrated throughout the day. Staying refreshed is an essential element of personal well-being.

Update Your Wardrobe: Swap summer clothes for sweaters, cardigans and boots.
Master Layering: Layer different clothing items for warmth and style.
Accessorize Cozily: Add beanies, gloves and scarves to stay warm.
Switch Footwear: Replace sandals with closed-toe shoes or sneakers.
Invest in Outerwear: Get a quality fall coat or jacket.
Cozy Bedding: Use flannel sheets and warm blankets for a good night's sleep.
Car Maintenance: Ensure your car's heating system, wipers and tires are in good shape.
Garden Prep: Trim plants and protect them from the cold.
Warm Beverages: Stock up on hot chocolate, tea and coffee.
Stay Healthy: Eat well, take the change in weather into consideration when exercising and get enough sleep for a strong immune system.
Plan Fall Activities: Explore local fall festivals and attractions.

Budgeting: Create a monthly budget and track your spending.
Income Sources: Identify all income streams, including jobs and scholarships.
Expense Management: Categorize purchases as essentials or non-essentials. Cut back on non-essentials.
Housing: Negotiate rent, consider roommates and know your tenant rights.
Groceries: Plan meals, make shopping lists and look for student discounts.
Utilities: Set up auto-pay for bills. Conserve energy and water.
Transportation: Use public transit, carpool or bike to save on costs.
Textbooks: Rent or buy used textbooks. Use digital textbooks and University Library resources.
Emergency Fund: Save for unexpected expenses (three to six months of expenses).
Credit Management: Use credit responsibly. Avoid unnecessary debt.
Financial Aid: Stay informed about aid options and scholarships.
Part-time Jobs: Find on-campus work that fits your class schedule.
Insurance: Understand health and renters' insurance coverage.
Financial Literacy: Attend University workshops on financial topics.
Long-Term Goals: Start saving for retirement and other future goals (how much ever you can).
Seek Advice: Consult financial advisors and join student financial wellness groups.
Regular Review: Periodically assess and adjust your financial plan.