Insurance

Forms and Brochures

All international students who are not U.S. Citizens or Permanent Residents are automatically enrolled when they register for one credit hour or more. Students must have health insurance for the entire academic year without gap. Students must keep their health insurance active throughout summer, even if they are not taking courses or leave the U.S. temporarily. Spouses and/or children of enrolled students are also required to carry health insurance within thirty one (31) days after arrival to the U.S. The student must enroll their dependents and pay the insurance company for the cost of the dependents' insurance.

It is recommended that you do not purchase International Health Insurance before you arrive in Albany, as it may not meet the University's Mandatory Health Insurance requirements. You will be required to enroll in our University's group health insurance if you do not have other health insurance that meets the University's health insurance requirements.

NOTE: F-1 students that are Teaching Assistant (TA), Graduate Assistants (GA), or Research Assistants (RA) may enroll in NYSHIP or POMCO insurance at the beginning of the semester. If you qualify, you must enroll with the Human Resources Benefits department. You must still pay for Medical Evacuation and Repatriation insurance. This covers sending a very sick student back to their home country. However you must pay your tuition and other charges including International health insurance before it’s due to avoid late payment fee otherwise you are responsible for any late fees incurred. Once you are enrolled with HR Benefits, we will be notified by HR. The paid insurance fee will be credited back to your account after October 15th for fall and February 15th for spring semester. No waiver application is needed.

The health insurance does not cover routine eye or dental care. You can avoid additional, large health expenses here by completing necessary eye or dental care before you travel to the U.S. If you wear glasses or contact lenses, you might consider bringing a second pair and a copy of your prescription.