What's the difference between Munch Money and a Podium Account? Quick Guide

DESCRIPTION

Munch Money

Podium

Credit Card/Cash

Part of a Meal Plan Optional Account Your Own
 

WHERE CAN IT BE USED?

Munch Money

Podium

Credit Card/Cash

University dining locations and University vending machines. University dining locations, vending machines, University Bookstore, Performing Arts Center, Registrar's Office, Library copiers and printers, and designated off campus retail locations. Cash can be used everywhere except library copiers and printers; credit cards can be used at designated dining locations and University Bookstore. Credit Cards can be used in some vending machines.
 

WHEN CAN IT BE USED FOR VENDING MACHINE PURCHASES?

Munch Money

Podium

Credit Card/Cash

Can be used in vending machines 24/7. Can be used in vending machines 24/7. Cash can be used at any time; credit cards can be used in some vending machines.
 

HOW DOES IT WORK?

Munch Money

Podium

Credit Card/Cash

Declining balance account - purchases are subtracted from the Munch Money balance. Declining balance account - purchases are subtracted from the Podium balance. Credit cards allow charges up to a set limit.
 

DO I PAY TAX ON PURCHASES?

Munch Money

Podium

Credit Card/Cash

Purchases are non-taxable because they are part of your meal plan. Purchases are taxable. Purchases are taxable.
 

DOES THE BALANCE CARRY OVER?

Munch Money

Podium

Credit Card/Cash

Your Munch Money balance carries over from semester to semester for one full academic year (summer to spring) as long as you remain enrolled; any Munch Money remaining at the end of the spring semester will be forfeited. Balance carries over from semester-to-semester, as long as you are an enrolled student.  
 

CAN I ADD MORE FUNDS TO THIS ACCOUNT?

Munch Money

Podium

Credit Card/Cash

Funds can be added to this account at any time, online or in the SUNYCard office. Funds can be added to this account at any time, online or in the SUNYCard office.  
 

WHAT ABOUT REFUNDS?

Munch Money

Podium

Credit Card/Cash

If you are not enrolled for the following semester, any remaining balance will be forfeited. To request a refund either visit or call the SUNYCard office.  
 

WHAT IF MY CARD IS LOST?

Munch Money

Podium

Credit Card/Cash

You must deactivate it immediately online. You must deactivate it immediately online. A lost credit card could be a liability.
 

IS THIS CONVENIENT?

Munch Money

Podium

Credit Card/Cash

Very convenient for food purchases at dining locations, Shop24 and vending machine purchases. Very convenient for purchases at various locations on campus, including dining, Shop24, vending and at participating off-campus campus retail locations. You will need to carry your SUNYCard ID for identification, etc. - and you would need a credit card or cash for purchases.
 

WHAT DO MOST STUDENTS USE?

Munch Money

Podium

Credit Card/Cash

All residential students have Munch Money as a part of their meal plan. Many students living in apartments or off campus also choose to use Munch Money for food purchases because of the tax advantage. Most students have Podium in addition to Munch Money because Munch Money can only be used for food and vending purchases. Some commuter students choose to have only Podium. Many students also have credit cards as a back up and for off-campus purchases.