Undergraduate Bulletin Print Version

> ## General Index

> #### Executive Committee

> James R. Stellar, Interim President
> Darrell P. Wheeler, Interim Provost
> Simeon Ananou, Vice President for Information Technology Services and CIO
> Mark Benson, Director of Athletics
> Joseph A. Brennan, Vice President for Communications and Marketing
> Michael N. Christakis, Vice President for Student Affairs
> James A. Dias, Vice President for Research
> Tamra Minor, Chief Diversity Officer and Assistant Vice President for Diversity and Inclusion
> John H. Reilly, Senior Counsel
> Fardin Sanai, Vice President for University Development and Executive Director of the UAlbany Foundation
> Laura Schweitzer, Interim Dean and Vice President for Health Sciences and Biomedical Initiatives
> Bruce P. Szelest, Chief of Staff, Vice Provost for Administration
> James R. Van Voorst, Vice President for Finance and Administration
> Leanne Wirkkula, Vice President for Planning, Policy and Compliance

> #### 2017-2018 University Council Members

> Michael J. Castellana (Chair), Guilderland
> Robert P. Balachandran, Esq., New York City
> Nancy M. Burton, Albany
> Patricia A. Caldwell, New York City
> James M. Clancy, Delmar
> Mark N. Eagan, Menands
> John R. Fallon, Jr., Esq., New York City
> James O. Jackson, Albany
> Abner JeanPierre, Latham
> Jarius Jemmott (Student Member), Bronx

> Faculty Representative
> James Mower, Altamont
> Graduate Student Representative
> Ankush Sharma, Albany
> Alumni Representative
> Brian C. Fessler, Schenectady

> #### Undergraduate Education

> Jeanette Altarriba, Vice Provost and Dean for Undergraduate Education
> Hui-Ching Chang, Dean of the Honors College
> Robert P. Yagelski, Associate Vice Provost and Program in Writing and Critical Inquiry Director
> Richard S. Fogarty, Associate Dean for General Education
> Linda M. Krzykowski, Assistant Vice Provost for Student Engagement

> #### About the University

> Located in New York’s capital city, the University at Albany is the premier public research University in the Capital Region and offers more than 17,000 students the expansive opportunities of a large university in an environment designed to foster individual success.

> Academic Excellence

> Students choose from over 150 undergraduate programs and more than 125 graduate programs that prepare them to succeed in a wide range of fields.

> In every area of study, students are instructed by faculty who are world-class scholars and teachers ─ many actively engaged in life-enhancing research that contributes profoundly to the public good. As mentors, they provide numerous student-research opportunities at both the undergraduate and graduate levels, inspiring students to advance their skills and aspirations.

> Nationally Renowned Programs

> The excellence of a UAlbany education is recognized by many independent sources. UAlbany is ranked among the top universities in Forbes’ “America’s Best Public Colleges,” and U.S. News & World Report consistently ranks many of our graduate programs among the top 50 in the United States, including clinical psychology, criminal justice, library and information studies, public affairs, public health, sociology, and social work.

> Strategic Location

> The Capital Region of New York State has the highest employment rate in Upstate New York, and is home to bustling industries like government, technology, business, healthcare and education. The University's location provides students with limitless opportunities for internships and public service through which they gain experience, test their skills, and prepare to launch successful careers.
> The area is also a vibrant center for culture and entertainment. Among its attractions are the New York State Museum and Library and the Times Union Center, a major Northeast entertainment and sports venue. Close by are the Berkshire, Catskill, and Adirondack Mountains, as well as Saratoga Springs, areas famed for recreational and cultural opportunities. The University is only two hours from NYC, Boston and Montreal.

> Career Preparation

> UAlbany prepares students to pursue careers in a wide range of professions and enter top graduate, law, and medical schools. Students have access to internships and career preparation in every field, including Fortune 500 businesses, plus early assurance options with Albany Medical Center and a unique partnership with Albany Law School. Recent additions to the University's academic offerings include some of the most in-demand programs today, such as computer engineering, homeland security, emergency preparedness, digital forensics, financial market regulation, and public health.

> Global Perspectives

> In today’s world, global awareness and knowledge are crucial to success in business, education, research, and public policy. At UAlbany students can expand their world view with more than 1,000 study abroad programs available through UAlbany and SUNY networks.
> UAlbany’s student body and faculty represent more than 100 nations. Their varied perspectives and life experiences greatly enrich the international dimensions of campus learning.

> 21st Century Facilities

> State-of-the-art facilities support the excellence of the University's programs. The Life Sciences Research Building and Cancer Research Center offer laboratories and high-tech instruments that advance learning and research in the sciences. The School of Business offers a world-class learning and entrepreneurial environment.

> A Vibrant and Engaged Community

> Public engagement is deeply embedded in the University’s culture, and those efforts have earned national recognition. More than 7,400 students perform some kind of community service either through courses or personal volunteerism.
> UAlbany offers 300-plus student-run clubs and organizations – everything from pre-professional organizations to Ultimate Frisbee and everything in between.

> An Alumni Network 172,000+ Strong

> Since its founding in 1844, UAlbany has graduated generations of leaders in all fields. Alumni include Monte and Avery Lipman, founders, CEO, and COO of one of the world’s premier recording labels (Jesse J, Florida Georgia Line, Drake), Republic Records; Secretary of the Army John McHugh; and trailblazing neuroscientist Sheila Nirenberg, winner of a MacArthur Foundation “Genius Grant.” Today UAlbany has a global network of more than 172,000 alumni making a difference around the world.

> Intercollegiate Athletics

> UAlbany’s intercollegiate athletics program, with 18 sports and 490 student-athletes competing at the NCAA Division I level, has achieved increasing success. UAlbany Athletics is a member of the America East Conference, Colonial Athletic Association (Football) and the Metro Atlantic Athletic Conference (Women’s Golf).

> Accreditation

> The University is chartered by the Board of Regents of New York State, which has registered all of its degrees and programs and fully approved its professional programs through the State Education Department. UAlbany is also a member of the Council of Graduate Schools in the U.S., and is fully accredited by Middle States Commission on Higher Education. UAlbany also holds specialized program accreditation from the following accreditors:

> - American Chemical Society
> - American Library Association
> - American Psychological Association, Commission on Accreditation
> - Association to Advance Collegiate Schools of Business
> - Council for the Accreditation of Educator Preparation
> - Council on Education for Public Health
> - Council on Social Work Education
> - National Association of School Psychologists
> - Network of Schools of Public Affairs and Administration
> - New York State Office of Professions
> - Planning Accreditation Board

> Organization

> The University enrolls students in nine degree-granting schools and colleges including its Colleges of Arts and Sciences, Engineering and Applied Sciences, and Emergency Preparedness, Homeland Security and Cybersecurity; the Nelson A. Rockefeller College of Public Affairs & Policy; and its Schools of Business, Criminal Justice, Education, Public Health, and Social Welfare. Both the Office of the Senior Vice President for Academic Affairs and Provost and the Office of the Vice President for Research work jointly with the academic units in curricular and research areas.

> The Office of the Vice Provost for Undergraduate Education is responsible for the coordination of the academic experience of undergraduate students and works closely with the deans and faculty of the individual schools and colleges in developing, coordinating, and implementing undergraduate academic policy and curricula. Non-degree study at the undergraduate level is coordinated by the Office of General Studies.

> The Campuses

> The Uptown Campus, the University’s main campus, is located at 1400 Washington Avenue in Albany, and has been described as “a distinctive work of modern art.” Designed in 1961-62 by renowned American architect Edward Durell Stone (1902-1978), the campus reflects Stone’s signature style of bold unified design, expressed by its towers, domes, fountains, soaring colonnades and sweeping canopy. The result is dramatically different from the dispersed buildings and disparate architectural styles of most traditional university campuses.

> A consistent flow of new construction has expanded the Uptown Campus in the last decade, adding new science and art facilities and administration building. A new home for the School of Business, awarded a LEED gold rating from the U.S. Green Building Council, opened in the fall of 2013. Expansion and major renovations have completely refurbished the University's Entry Plaza, main fountain and 20-story Carillon, with a major expansion of the Campus Center currently underway.

> The Uptown Campus also features the Performing Arts Center, boasting several theatres, recital halls, and rehearsal instructional space; the University Art Museum, one of the finest regional museums in the Northeast; and the New York State Writers Institute, a broad educational base for readers and writing students promoting the literary arts.

> Each of four residence quadrangles on the Uptown Campus house approximately 1,200 students and include eight, three-story halls and a 23-story tower. Each quadrangle includes lounges, recreational areas and dining facilities. Nearby, Freedom Apartments has apartment-style living, and Empire Commons provides single-room apartment-style living for 1,200 students. Liberty Terrace, an architecturally award-winning, environmentally friendly living complex, provides another 500 apartment-style beds. Housing is also available on Alumni Quadrangle, located near the Downtown Campus.

> Other special facilities on the Uptown Campus include a National Weather Service meteorological laboratory, a linear accelerator for physics research, and a cutting-edge data center that supports high-performance computing and networking. The hub of student activity is the Campus Center, which is being expanded by 76,000 square feet. It currently includes lounges, meeting and dining rooms, a ballroom, a cafeteria, banking facilities, a convenience store, a Barnes & Noble bookstore, and a variety of both fast-food and healthy food options.

> Outdoor recreational facilities include lighted tennis courts, basketball and volleyball courts, and several multipurpose playing areas, including a multi-use synthetic turf field for student recreational and intramural use.

> Indoor athletic facilities are dominated by the SEFCU Arena. With an arena seating capacity of nearly 4,800, the facility is home to NCAA Division I Great Dane basketball, and also houses a running track, a modern fitness center, a fully equipped athletic training complex with whirlpools and other rehabilitative equipment, two main locker rooms, and several smaller team locker rooms. All facilities are handicapped accessible and have designated seating areas for handicapped spectators. The Physical Education Center includes a pool, locker rooms, weight and wrestling rooms, a dance studio, and basketball, handball and squash courts.

> A new 8,500-seat multi-sports stadium, home to football and men's and women's soccer, opened in the fall of 2013. The new home venue for UAlbany's championship track and field program opened in 2014. It features a nine-lane track surface and complete reconditioning of the natural turf infield for field events.

> The Downtown Campus, located at 135 Western Avenue in Albany, is a classic Georgian-style complex that served from as the main campus from 1909-1966. Recently renovated, it houses the Rockefeller College of Public Affairs & Policy, the School of Criminal Justice, and the School of Social Welfare, as well as the new College of Engineering and Applied Sciences, formerly known as the College of Computing and Information.

> The Health Sciences Campus, a former pharmaceutical complex purchased in 1996 and located at One University Place in Rensselaer, is one of the region's booming bioscience research and high-tech centers. Its academic anchor is the School of Public Health, and its research facilities include the Cancer Research Center, home to the Gen*NY*Sis Center for Excellence in Cancer Genomics and the Center for Functional Genomics.

> Libraries

> Three campus libraries comprise the University Libraries, which house more than two million print volumes and provide access to hundreds of thousands of online resources. As a member of the Association of Research Libraries, UAlbany's Libraries rank among the largest and most comprehensive research libraries in North America. Users from around the world access services and collections through the Libraries' online systems and website, library.albany.edu. The Libraries offer a program of information literacy and user-education with instruction that ranges from a focus on traditional bibliographic access to collaborative classes integrated into the curriculum.

> Two of the campus libraries, the University Library and the Science Library, are located on the Uptown Campus. The third, the Dewey Graduate Library, is on the Downtown Campus.

> University Library contains the largest collection of circulating volumes, the Interactive Media Center, a collection of computer hardware and software that support the curriculum, and the Government Documents Collection, a selective depository for U.S. documents. The Science Library houses the M. E. Grenander Department of Special Collections and Archives. The Dewey Graduate Library supports graduate research in the fields of public affairs, public administration and policy, criminal justice, political science, social welfare, and information science and policy.

> Information Technology Services (ITS)

> Information Technology Services offers a sophisticated IT environment commensurate with UAlbany's position as a nationally recognized comprehensive public research university. This environment includes an extensive array of technology systems, services, tools and training for students, faculty and staff. These resources are designed to enrich learning experiences and advance UAlbany's teaching, service, and research programs. ITS manages UAlbany's state-of-the-art data center.

> For more information, visit the ITS website at www.albany.edu/its. Requests for assistance can be directed to the ITS Service Desk. Submit a Help Request electronically at www.albany.edu/its/svc_help.php or call (518) 442-3700.

> For more information concerning the rich history, traditions and achievements of the University at Albany, please visit the University’s website: www.albany.edu.

> ## Undergraduate Admissions

> Admission to the University is based on evidence of high school graduation or the equivalent, quality of high school program, record of achievement, and desirable personal characteristics without regard to age, sex, race, color, creed, disability, marital status, or national origin. The University welcomes inquiries from qualified high school students, students interested in transferring from another college or university, and adults who wish to begin or resume their undergraduate program.

> Students who wish to obtain additional information about the University or the admission processes and policies described below should call (518) 442-5435 or email the Undergraduate Admissions Office at ugadmissions@albany.edu.

> Group information sessions and tours are available on select weekdays throughout the school year as well as many Saturdays when the University is in session. Please visit our website at www.albany.edu/admissions/tour.php to view a list of available dates and make a reservation.

> Interviews: A personal interview is not required as part of the admissions process. In exceptional cases, individuals for whom an interview is required will be notified.

> Application Procedure: Admission to most programs is granted for the fall, spring, and summer terms. Application materials are available in the fall preceding any of these admission dates.

> Application forms and instructions are available at www.albany.edu/admissions/step.php.

> #### Freshman Admission

> The undergraduate program is designed for students with well-defined interests or career objectives, as well as for those who wish to explore a variety of fields before deciding on a major. Most accepted students are admitted to the University and are enrolled in an open major (undeclared), or they can declare an intended major. For information concerning direct admission as a freshman to the School of Business, please contact the Undergraduate Admissions Office.

> Academic Preparation and Achievement

> High School Preparation: Candidates for admission to all undergraduate programs must present a minimum of 18 units from high school, acceptable to the University, in a college preparatory program. Within that background, freshman applicants are generally expected to demonstrate the following to be competitive for admission: four units of English or the equivalent; three units of Math including elementary algebra, geometry, and at least one additional academic unit of mathematics or the equivalent; at least two units of laboratory science; three units of social science, including one of U.S. History; at least one year of foreign language; two years or more of foreign language is strongly recommended. In addition students should show electives that offer enrichment (e.g., fine or performing arts) or advanced study in a particular discipline.

> Admission Decision: The decision on an application for admission will be based on a holistic review of the following:

> - High School Record: Since academic performance in high school is considered to be the best predictor of academic success, the high school record will be examined in light of one’s overall high school average as reported by the secondary school, courses taken, end-of-course Regents Examination grades and average (for New York State residents), and rank in class. Acceptance is granted upon satisfactory completion of three years of high school. An acceptance is conditional upon continued success in the fourth year, proof of graduation, and submission of Required Health Forms to Student Health Services.
> - Standardized Test Scores: In addition to evaluation of an applicant’s high school record, the University also uses the SAT or ACT standardized test results. (Special tests are available for some applicants. Also, UAlbany has alternate admissions criteria for physically disabled applicants who are unable to take the required tests. Veteran applicants may request a waiver from submitting standardized test scores.)
> - Standardized Test Policy: In all categories of admission, standardized test scores are considered as merely one of several academic variables used in the decision making process. Standardized test scores are used in concert with high school average, the quality of the academic program, the student’s rank in class, and supplemental information.

> > For all freshman applicants, UAlbany will accept both the new and old versions of the SAT administered during and prior to the 2015-2016 academic year. The University at Albany will continue to use the highest critical reading and mathematics score from the old SAT to ensure that these scores, in most cases, will benefit the applicant in the admissions process. Similarly, for the new SAT, the University will use the highest Evidence Based Reading and Writing and Math scores to benefit the applicant. Scores from the new and old SAT exams cannot be combined. Although the new optional essay component is not required, it is recommended students still sit for this portion of the new SAT exam. For students submitting the ACT, the highest Composite ACT score will be used in the evaluation process.

> > The University realizes that standardized test scores represent the results of a test battery taken on a single day, while the high school record of an applicant represents academic commitment and achievement over a period of three years. The Office of Undergraduate Admissions is aware of this difference and incorporates it into the decision making process. Questions about the use of standardized tests at the University may be directed to the Office of Undergraduate Admissions at (518) 442-5435.

> > The University generally receives these scores electronically from the exam sponsors, and matches them to other application data. Each applicant is encouraged, therefore, to have the results released to us by the exam sponsors. These are to be received in the Undergraduate Admissions Office to complete the application.

> - Ability to Contribute to the University Community: The University at Albany believes that a student body that represents diverse geographic, cultural, racial/ethnic, and socioeconomic backgrounds creates an educational environment that benefits all students. Therefore, in evaluating applicants, the University may also consider non-academic characteristics including involvement in school or community; leadership potential; community service; a student’s ability to contribute to a diverse educational environment as evidenced by his/her geographic, cultural, racial/ethnic, or socioeconomic background; special talents; work experience; and information about the applicant’s ability to overcome obstacles, hardship, disabilities, etc.
> - Recommendations: One academic recommendation from a teacher or counselor is required. Additional recommendations are welcome and may assist the Undergraduate Admissions Office in its review of the applicant’s academic credentials. It is the responsibility of the applicant to see that all required credentials are submitted on time.
> - Essay: All freshman applicants are required to submit a 250- to 500-word personal essay. Most students complete this component through the SUNY or Common Application.

> Merit Awards

> A limited number of scholarships based on merit are awarded each year. Applicants who are first time college students and demonstrate strong academic achievement as measured by their grade point average, standardized test scores, and class rank at the secondary school level are eligible for consideration. Contact the Office of Undergraduate Admissions at (518) 442-5435 for further information about merit awards available in any given year.

> #### The Honors College

> The Honors College is a vibrant community of developing scholars where students and professors work together in a challenging environment to stimulate the highest levels of academic achievement. Honors students have the option of living in honors housing during all four years, which enhances the honors community experience and provides students with an environment that balances serious academic work and an expanding social life.

> First-year and second-year students enroll in six honors courses (four if admitted after the first semester) that represent a wide range of academic disciplines at UAlbany and are taught by some of the most talented professors at the University. All honors courses are designed to broaden a student’s understanding of the world, sharpen analytic thinking, and strengthen writing skills.

> Upper-division students work with professors in their major to pursue the honors curriculum in their chosen major. This work culminates in the completion of an honors thesis or creative project during the students' last year, in which the developing scholars contribute new knowledge to their disciplines.

> For more information on The Honors College, please contact the Office of Undergraduate Admissions at (518) 442-5435.

> #### Educational Opportunity Program (EOP)

> Freshman and transfer applicants judged to have high capabilities and motivation for college study, yet whose financial, cultural, and social backgrounds have not allowed them to compete effectively for regular admission to the University, may be admitted into the Educational Opportunity Program. All students must have earned a high school diploma or its equivalent. Admission to the program for freshmen is based on high school performance, standardized test scores, and a formal assessment of financial eligibility according to legislated guidelines.

> Support services available to accepted EOP students include developmental courses in basic skill areas, such as reading/writing and mathematics. Academic and personal counseling, tutoring, and financial assistance are services provided to each student matriculated in EOP during their undergraduate tenure. Students carry a full load of regular and/or basic skill courses and are considered full-time University students.

> The application procedure should begin as early as possible so that academic and financial evaluations, and other arrangements can be completed well before the student wishes to begin study. Transfers are eligible for EOP admission only if they have been enrolled previously in an EOP, HEOP, College Discovery, SEEK, or EOP-type program elsewhere and meet all other transfer requirements.

> #### Transfer Admission

> A sizable number of undergraduates transfer into the University from other colleges and universities each year. The University welcomes applications from all students who are completing work at other two- and four-year colleges.

> Academic Preparation and Achievement: To be favorably considered one should have at least an overall C+ (2.50) average for all college work attempted. The cumulative average necessary for admission will vary, depending on the program and the quantitative background of the applicant. Admission to certain programs (majors) is competitive and is based not only on a required grade point average (GPA) but also on completion of a certain set of prerequisite core courses. The required GPA for applicants to Human Development, Public Health or Social Welfare is a 3.00 or better. A minimum 3.25 GPA is required for applicants to Accounting, Business Administration, Criminal Justice, Digital Forensics, or Financial Market Regulation. GPAs are computed using grades earned in all courses attempted. Applicants who lack the high school program described in the section entitled “High School Preparation” may present an academic experience as a transfer student that is comparable in its totality, demonstrating breadth and achievement and the potential to compete successfully at the University at Albany.

> Students enrolled in EOP or EOP-type programs at other colleges are encouraged to apply for transfer admission to our Educational Opportunity Program.

> In addition to submitting the basic application and supplemental form, transfer applicants must also submit official transcripts of all work taken at any college or university since high school graduation, whether or not they expect to receive transfer credit. Where only one transcript is offered, such a transcript should include at least one year’s grades. Transfers may be admitted also on the basis of one semester of college coursework, provided their high school preparation and standardized test scores meet the quantitative and qualitative requirements for freshman admission. A decision as to admissibility may not be made until the previously noted items are received. If there are gaps in an applicant’s educational sequence, the applicant will be asked to provide a brief list of activities during that period. Proof of high school graduation or the equivalent is required of all transfer applicants.

> Ability to Contribute to the University Community: The University at Albany believes that a student body that represents diverse geographic, cultural, racial/ethnic, and socioeconomic backgrounds creates an educational environment that benefits all students. Therefore, in evaluating applicants, the University may also consider non-academic characteristics including involvement in school or community; leadership potential; community service; a student’s ability to contribute to a diverse educational environment as evidenced by his/her geographic, cultural, racial/ethnic, or socioeconomic background; special talents; work experience; and information about the applicant’s ability to overcome obstacles, hardship, disabilities, etc.

> An estimate of the total number of credits accepted for transfer will be made when admission is granted. When the student submits an enrollment deposit, he or she will be provided with a tentative evaluation of course credits. The tentative evaluation is subject to final approval and modification following the initial advisement and programming session. Transfer students are strongly urged to take advantage of the Transfer Advisement and Orientation where a review of the evaluation of coursework is offered.

> Transfer Grades: Courses are accepted for transfer credit provided that a grade of C- or higher has been achieved. No credit graded D from another institution will transfer.

> Except for the University’s writing and critical inquiry requirement, for which a grade of C or higher or S is required, transfer work graded D+, D or D- in a course that applies to one or more of the University’s General Education requirements may be applied toward fulfilling the requirements, even if the student receives no graduation credit for the course.

> All transfer applicants are strongly encouraged to indicate the major they plan to pursue once admitted to the University. Since UAlbany students are advised to declare a major by the time they have accumulated 56 graduation credits, and may declare a major after accumulating 24 graduation credits, incoming transfer students with 24 or more credits are usually assigned to major departmental advisors for their initial programming. The prospective transfer student should consult the section of this bulletin entitled “Declaration of Major” for a list of those majors that have specific restrictions, and then consult the departmental description of the admission requirements for that program.

> The transfer student’s designated class standing (class year) is determined by the number of credits accepted for transfer (see the “Class Standing” section of this bulletin). However, for many majors (combined major/minors in the sciences, for example) overall class standing should not be construed to mean that the student is necessarily on schedule within the major/minor sequence. This is especially true for students who transfer to the University from technical and applied programs, or for those who change major interest and/or career goals at the time of transfer.

> The prospective transfer student should examine closely those sections of this bulletin that deal with minor requirements, residence requirements, and the General Education Program. These are graduation requirements in addition to those stipulated by the major.

> For the B.A. and B.S. degrees, the maximum number of transfer credits from a two-year college, a four-year college, or from a combination of two-and four-year schools are 90.

> #### Second Bachelor’s Degree

> The University encourages students who have already earned a bachelor’s degree and/or an advanced degree to pursue graduate studies in virtually all instances. Occasionally, when reasons can be demonstrated as to why a second bachelor’s degree is preferred and educationally sound, individuals could be admitted as matriculated students to an undergraduate program. In these limited cases, such requests will be reviewed by the Undergraduate Admissions Office in accordance with regulations of the Undergraduate Policy Manual, as outlined below. Fall applicant deadline is Aril 1st. Spring applicant deadline is December 1st.

> Admission: Only students who possess a baccalaureate degree from an accredited institution of higher education may apply for a second bachelor’s degree. Applicants for a second bachelor’s degree must specify the major they wish to complete. Undergraduate Admissions will process the applications and forward them to a designated individual in the department for review when complete. Students who are not admitted to the major for which they have applied will not be admitted to the University. Appeals will be processed by the Committee on Admissions and Academic Standing of the Undergraduate Academic Council.

> Degree Requirements: Students must complete all requirements for the major to be awarded a second bachelor’s degree. It is expected that the majority of a student’s coursework in any given semester will be consistent with requirements in that major. Registration for subsequent semesters will not be allowed if progress in meeting degree requirements cannot be demonstrated. The option of a double major is not available. Students are not required to and may not elect to complete a minor as part of the program for their second bachelor’s degree unless a requirement of the major. Students are not required to complete the general education requirements in order to be awarded a second bachelor’s degree. Students must satisfy both the University residency requirements and the major residency requirements while in matriculated status. Students earning a second bachelor's degree are not eligible for "Latin" honors (cum laude, magna cum laude, summa cum laude). Requests to change majors must be processed through Undergraduate Admissions. Students who have already been admitted for a second bachelor’s degree will be subject to the rules in place at the time of their admission.

> Admission to a combined Second Bachelor’s/Master’s Degree: A student who enters a second bachelor’s program and then subsequently applies and gains admission to a combined second bachelor’s/master’s program will be considered as an undergraduate student for the purposes of tuition billing, financial aid, and enrollment identification until qualified to receive the bachelor's degree or until enrolled in the 13th credit of graduate coursework. Once a student is qualified to receive the bachelor's degree or enrolls in the 13th credit of graduate coursework, the student will be considered a graduate student for tuition billing, financial aid and enrollment identification, and will be eligible for graduate assistantships, fellowships, and loans.

> #### Admission of International Students

> The University at Albany seeks to enroll international students with the academic and personal background to benefit from and contribute to its academic and co-curricular programs. Admission of undergraduate international students is available for all academic terms. Applicants will be required to provide evidence of academic preparation at a level comparable to domestic applicants and proof of English language competency (for students whose native language is other than English).

> Students who desire admission to the undergraduate programs and are citizens of other countries should begin the application procedure as early as possible so that all necessary arrangements can be completed before the term begins. Contact the Office of International Admissions and Recruitment to receive the special application materials required for those applying as international students.

> Candidates must demonstrate successful completion of high school in the United States or the equivalent in the native country of the applicant. Academic preparation must include the equivalent of the core academic subjects described in the section entitled “High School Preparation.” SAT or ACT exams will be required of graduates of U.S. high schools.

> Students whose native language is other than English are required to submit proof of English language competency through submission of the scores of the Test of English as a Foreign Language (TOEFL) Exam, International English Language Testing System (IELTS) or Pearson Test of English Academic (PTE Academic).

> Early in the preparation for admission, a careful investigation of the financial requirements should be made with the Office of International Admissions and Recruitment. All undergraduate international applicants must provide documentation demonstrating the ability to support themselves financially. Required amounts of support will be determined by the University each year, and students must provide original financial documents from a financial institution. Satisfaction of the financial requirement will allow for an I-20 to be issued to the student. It may be necessary to rescind an acceptance if the University finds that a student is no longer financially independent to the extent certified on the formal application.

> #### Admission as a Nonmatriculated Student

> The University at Albany may enroll individuals who are not seeking admission into an undergraduate degree program as nonmatriculated. The minimum requirement for non-degree admission is a high school diploma. Visiting students from other colleges as well as high school seniors may also apply for non-degree study. All admissions falling within this category are on a term-by-term basis. Please refer to the Office of General Studies section of this Bulletin for details.

> #### Early Admission (Admission Prior to High School Graduation)

> The University is willing to enroll a limited number of early admission students. The guidelines for early admission require the following:

> Each applicant will be required to present a minimum of 18 units of high school coursework acceptable to the University, including laboratory science, English, social studies, and foreign language study. It is expected that these students will have pursued both an enriched and accelerated secondary school program and will present courses in keeping with their expressed goals in the college program.

> Each applicant must have achieved at an outstanding academic level, generally considered to be in the area of a 90 percent or better high school average, with a corresponding rank in class within the top 10 percent. Those applicants who do not meet these qualitative guidelines must present convincing evidence that they possess a special talent and/or extraordinary ability in their chosen field of study.

> Each applicant must present standardized admissions test results at or above the 90th percentile.

> The high school guidance counselor must support the applicant’s request for early admission and must certify the school’s willingness to grant the high school diploma upon successful completion of the freshman year. Courses necessary for fulfilling high school graduation requirements must be so designated by that counselor, and the student must agree to pursue such coursework during the freshman year.

> #### Required Health Forms

> After acceptance and prior to enrollment, each candidate must file complete and satisfactory Required Health Forms with Student Health Services.

> #### Credit by Examination

> Students may be granted advanced placement and/or credit at any time that they can demonstrate the requisite proficiency. The programs described here represent a variety of opportunities for receiving credit for college courses by examination prior to or while enrolled at the University. Some of the testing programs offer examinations in the same or similar academic areas. Duplicating examinations, like duplicating courses, should be avoided. Credit for a course by examination will be awarded only once, regardless of how many different exams for the same course are taken. As a matter of policy, the first examination pursued takes precedence over subsequent tests.

> Advanced Placement Tests: The University grants advanced placement and/or credit to qualified participants in the College Entrance Examination Board’s Advanced Placement (AP) Examination Program. Current University policy is to award advanced placement with credit to those students who submit an official AP score report with a score of 5, 4, or 3 on the AP examination.

> College-Level Examination Program: The College Board has developed a program containing Subject Examinations and General Examinations known as the College-Level Examination Program (CLEP). This program enables individuals who have acquired their education in nontraditional ways to demonstrate their academic achievement.

> The University at Albany participates in the CLEP program and currently will award credit and/or placement for Subject Examinations and General Examinations: that are equivalent to courses currently acceptable for transfer to the University at Albany; and on which the student has scored at or above the 50th percentile (i.e., equivalent to the grade of C).

> Students seeking to gain CLEP credit should be aware that the following three (3) restrictions apply: first, CLEP credit will not be awarded to students who have satisfactorily completed a course and then pass a CLEP examination covering substantially the same material; second, CLEP credit will not be awarded for CLEP examinations if the student has satisfactorily completed more advanced courses in the same field; and third, since the General Examinations and Subject Examinations are designed to test lower-division study, students who have completed either their sophomore year and/or 56 credits of undergraduate study cannot earn credits from either the General Examinations or the Subject Examinations.

> EXCEPTIONS: A student seeking an exception to this policy must petition the Office of the Vice Provost for Undergraduate Education. In that petition, the student must include an explicit recommendation from the academic department that grants the credits. In addition, the student must provide a compelling educational rationale detailing the reasons why an exception should be considered.

> Further information concerning CLEP can be obtained either from the Undergraduate Admissions Office or by contacting the Program Director, College-Level Examination Program, Box 6600, Princeton, NJ 08541-6600.

> #### The International Baccalaureate

> A secondary education program with origins in Europe, the International Baccalaureate (IB) Program now being offered in some American high schools is an upper-secondary-level program with a core curriculum and distribution requirements leading to a diploma or one or more certificates of examination.

> Similar to the British A Level examinations and the French Baccalaureate, the IB Program is a system of syllabuses, or course descriptions, and examinations based on the concept that general education at the upper-secondary-level should encompass the development of all the main powers of the mind through which a person interprets, modifies, and enjoys the environment.

> With these principles in mind, an international group of educators has designed a program which requires that each student become proficient in language and mathematics, the two most important tools of communication and analysis; become familiar with at least one subject that exemplifies the study of human behavior and with another that involves scientific inquiry; develop an acquaintance with aesthetic and moral values; engage in creative, aesthetic, social service, or physical activities; and participate in a common course that reflects upon the truth, criteria, values, and inter-relations of the subjects under study.

> 1. To complete the IB Diploma, three of the six subjects have to be offered at the Higher Level and three at the Standard Level. The six areas studied at the eleventh- and twelfth-grade level in the American high schools which employ the program are:
>    (1) Language A (first language)
>    (2) Language B (second language)
>    (3) Individuals and Societies
>    (4) Experimental Science
>    (5) Mathematics and Computer Science
>    (6) Art, Music, Classical Language

> A seventh course known as Theory of Knowledge is also included, and through it each student engages in creative, aesthetic, or social activities. The Extended Essay is completed during the final year of the program and is a 4,000 word comprehensive research paper on a topic approved by the high school IB coordinator. Students must also participate in Creativity, Action, Service (CAS) requiring 150 hours over the course of the two year program.

> The University at Albany will award 30 credits to students completing the requirements for the IB Diploma with a cumulative score of at least 30 (including both Standard Level and Higher Level exams) and no score lower than a 4 (satisfactory). The credits will be awarded as follows:

> - 12-24 credits assigned course credit equivalents on a course-by-course basis for Higher Level courses completed with a score from 4 (satisfactory) to 7 (excellent)
> - 6-18 credits assigned as A CAS 010 (College of Arts and Sciences general elective credit) for the completion of the balance of the Standard Level courses and the Extended Essay requirement

> In addition, the University at Albany will consider for credit and/or placement on a course-by-course evaluation those IB subjects completed at the Higher Level without completion of the IB Diploma if a score from 4 (satisfactory) to 7 (excellent) is earned.

> #### United States Armed Forces Institute/Defense Activity for Nontraditional Education Support

> The United States Armed Forces Institute (USAFI), an educational division of the Department of Defense, once provided educational opportunities at various levels for personnel on active duty with all branches of the military. College-level courses culminated in USAFI Subject Standardized Tests and End-of-Course Tests.

> In 1974, in an administrative move, the Department of Defense discontinued the USAFI program and created the DANTES program, which is very similar in nature and purpose to USAFI. The guidelines used for USAFI courses are also used for the DANTES program.

> The University will award appropriate credit for Subject Standardized Tests on which a percentile score of 50 or higher was earned and for End-of-Course Tests for which a rating of S (Satisfactory) or D (with Distinction) was assigned, provided the courses are considered equivalent to courses currently acceptable for transfer to this University. Information on acceptable courses, score levels, and amounts of credit can be obtained from the Office of the Vice Provost for Undergraduate Education.

> #### Credit for Work Done at Noncollegiate Institutions

> In 1974, the New York State Education Department (SED) began a systematic evaluation of the formal learning experiences sponsored by noncollegiate institutions; that is, organizations whose primary focus is not education. They include private industry, professional associations, labor unions, voluntary associations, and government agencies. The publication A Guide to Educational Programs in Noncollegiate Organizations describes the available courses offered by each organization and includes SED’s credit recommendation.

> The University will award transfer credit for work done through noncollegiate institutions if:

> 1. The course is listed in A Guide to Educational Programs in Noncollegiate Organizations
> 2. The course meets all present criteria and standards for transferability, is comparable to a University at Albany offering, and is collegiate in nature
> 3. The course is approved by the appropriate University academic department, school, or college

> Requests for transfer credit should be made initially to the Office of Undergraduate Admissions. The student making the request must provide the Undergraduate Admissions Office with a course syllabus, an extended course outline, and any other supplementary material on the course that might be required by the academic department, school, or college. If a course receives departmental approval, it will generally be eligible for transfer credit in the future, but will be subject to periodic review by the approving department, college, or school.

> #### Readmission Procedure

> A former student who wishes to be readmitted as an undergraduate should refer to the Bulletin section on readmission policies and procedures under "Withdrawal and Readmission" or visit the website for the Office of the Vice Provost for Undergraduate Education at www.albany.edu/undergraduateeducation.

> ## Non-degree Admission

> #### Office of General Studies

> The Office of General Studies offers extraordinary educational value by allowing admission into almost all undergraduate courses offered at the University for academic credit. General Studies applicants must be high school graduates or hold a high school equivalency diploma and must be in good academic standing for any college work done during the 12 months prior to registration. General Studies applicants may also be degree-seeking students from a college or university other than Albany. Finally, General Studies applicants may be high school seniors who excel in their high school coursework.

> Any student who was formerly matriculated at the University at Albany who has not received a baccalaureate degree is not permitted to register through General Studies and should refer to the section in this bulletin on Readmission Procedures.

> Individuals who already have a baccalaureate or higher degree may also register in undergraduate credit courses as a non-degree student through the Office of General Studies. However, those wishing to obtain a second bachelor’s degree must be admitted as a matriculated student by the Undergraduate Admissions Office and, once matriculated, must meet University residency requirements as well as residency requirements for the major. Credit hours earned in General Studies may not apply toward these residency requirements. Additional requirements and restrictions are outlined in the Undergraduate Admissions section of this Bulletin.

> #### Admission Information

> The Office of General Studies requires each student to complete a simple application and registration process each term. This process can be accomplished by visiting the General Studies website at www.albany.edu/generalstudies to access the online application or a printable version that can be mailed, faxed or brought into the Office of General Studies and Summer Sessions. General Studies’ non-degree applicants may be American citizens, permanent residents or nonresident aliens. Permanent residents must submit a copy of their permanent residency card to the Office of General Studies. Nonresident aliens must first visit the Office of International Student Services to obtain written authorization to be admitted and registered prior to admission through General Studies.
> General Studies Students
> Those wishing to register for undergraduate courses but who are not currently attending college may apply for admission through the Office of General Studies. The applicant must possess at least a high school diploma or the equivalent in order to be admitted. A transcript of any previous college work should be provided.

> Visiting Students
> College students wishing to register for undergraduate coursework and who are from an institution other than the University at Albany may apply for admission through the Office of General Studies as a visiting student. Visiting students are expected to return to their home college or university to complete their degree program. It is visiting students’ responsibility to ensure that the coursework taken at Albany will transfer back to their home institutions and be credited to their degree programs at their home schools. The Registrar’s Office will provide verification of visitor status to officials at the students’ home institutions in order to assist in credit approval and/or financial aid certification.

> High School Students
> High school students who are in good academic standing may undertake University coursework on a part-time, nonmatriculated basis concurrent with their grade 12 secondary school program. Summer coursework between grades 11 and 12 is also allowable. High school students should apply for non-degree study through the Office of General Studies.
> To apply, high school students must:

> - Submit a General Studies High School application for non-degree, undergraduate study to the Office of General Studies
> - Attach to the application a current high school transcript
> - Attach a letter of reference from the guidance counselor. This letter, written on school letterhead, should attest to the student’s emotional and intellectual readiness for college coursework and indicate that the student can reasonably be expected to compete academically with university students
> - Meet any and all stated prerequisites for the course(s) in question

> NOTE: Home-schooled students are bound by the same guidelines as visiting high school students.

> #### Registration Information

> Limited advisement is available in the Office of General Studies. This office may guide students through general inquiries. However, program specific questions or those regarding possible matriculation criteria should be directed to the appropriate offices.

> All course prerequisites and any other special criteria or restrictions for course registration apply to General Studies students. Evidence of previous college coursework may be required for registration.
> Upon completion of initial admission or readmission, the University’s web-based student service system, MyUAlbany, becomes available for use for all non-degree students. This system enables students to register or perform any schedule adjustments they may require. Prior to using MyUAlbany, students must obtain an Advisement Verification Number (AVN) for each semester from the Office of General Studies.

> There are two academic semesters (fall and spring) each year, as well as a winter term and summer sessions. Students are encouraged to early register for the coming term which can occur as early as March for the summer and fall terms and October for the spring and winter terms. Admission and registration is done on a first-come, first-served basis.

> A General Studies student who fails to complete the courses in which he/she is enrolled and who fails to maintain a 2.00 cumulative grade point average each semester is subject to dismissal. The Office of General Studies reserves the right to rescind continued enrollment privileges for failure to maintain sufficient academic progress which shall be defined as falling below a 2.00 cumulative grade point average and/or not completing coursework in which the student is enrolled for at least two consecutive terms.

> #### Matriculation to Degree Status

> Each year, many General Studies students apply for admission to degree programs and are accepted by the Undergraduate Admissions Office. Credits earned as a nonmatriculated student may be applied toward graduation requirements for specific majors. Requirements for admission to specific majors vary from department to department (see appropriate academic department listings in this bulletin).

> Applicants must apply to the University formally through the Office of Undergraduate Admissions in accordance with procedures outlined in the Admissions section of this bulletin. Applicants must submit official transcripts from all other colleges previously attended. Standardized admission test scores are not usually required. Minimum requirements for admission include a high school or equivalency diploma and at least two units of academic mathematics (see Transfer Admissions section in this bulletin).

> #### Services

> The Office of General Studies’ staff admits and registers students falling in the non-degree status, offers basic information, assists students with withdrawals, conveys and interprets University policies, regulations and procedures, encourages and works with nonmatriculated students in applying for degree status and refers students to other University offices and services. The General Studies staff is strongly committed to the needs and concerns of traditional, as well as nontraditional, students and is available for phone and in-person consultation at convenient times throughout the year. Hours of service can be found on the University website.

> All General Studies students may obtain a University identification card and are entitled to many of the same privileges as other University students, including use of the libraries, athletic facilities and campus services.

> #### Location

> The Office of General Studies is joined with Summer Sessions and is called the Office of General Studies and Summer Sessions. This office is located on the University’s main campus in the Social Science Building, Room 110.

> For more information on non-degree study, visit, write or call the Office of General Studies and Summer Sessions, SS 110, 1400 Washington Avenue, Albany, NY 12222; phone: (518) 442-5140; fax: (518) 442-5149; e-mail at generalstudies@albany.edu or visit: www.albany.edu/generalstudies.

> ## Financial Aid

> The Office of Financial Aid administers federal, state, and certain institutional student financial assistance programs for undergraduate and graduate students. These programs include the Federal Direct Loan, Federal Direct PLUS Loan, Federal Perkins Loan, Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Work-Study, the New York State Tuition Assistance and other New York State Programs, the Educational Opportunity Program, and University at Albany Foundation and Benevolent Association Scholarships. Student Financial Services is located in the Campus Center, Room G26, (518) 442-3202. The Office of Financial Aid is committed to assisting students and their families meet the cost of attending the University. The financial aid information below is accurate at the time of publication, but may be subject to change.

> #### Cost of Attendance 2017-2018

> Most student financial assistance is awarded on the basis of financial need. The cost of attendance is an average of the student’s direct and indirect educational expenses for an academic year. Direct expenses are tuition, fees, room and meals for students who live on campus and only tuition and fees for students living off campus. The cost of attendance also includes allowances for estimated expenses for books and supplies, personal items, transportation, and living expenses for off-campus students. For the most current information on tuition and cost, please visit the Student Accounts homepage at www.albany.edu/studentaccounts, click on "Tuition and Costs" and select "Undergraduate."

> #### Application Procedure and Deadlines

> New Students

> New students must be accepted for admission to the University prior to being considered for financial aid. In order to receive priority consideration for financial aid, students entering for the 2017-2018 academic year should follow the steps below and complete the financial aid process no later than December 1, 2016.

> 1. File the 2017-2018 FAFSA (Available October 1, 2016). The FAFSA must be submitted to be considered for financial assistance at the University. Students who file the FAFSA online (www.fafsa.gov) and are New York State residents will be able to apply for a New York State Tuition Assistance Program (TAP) award at the same time by linking directly to the TAP application from the FAFSA confirmation page. The FAFSA should be completed as soon as possible after October 1st.

> 2. New York State residents attending NYS schools will have the option to link directly to the TAP application from the FAFSA submission confirmation page. If you exited the FAFSA before selecting this option, you can complete the application after HESC receives your processed FAFSA data (approximately three days). HESC will send you an email or postcard notifying you to complete the TAP application online if you did not select the FAFSA link to TAP on the Web. Information about the TAP application process can be found at www.hesc.ny.gov.

> Returning Students

> The FAFSA or Renewal FAFSA must be filed annually. The deadline for submitting the form in order to receive priority consideration for financial aid is January 1, 2017.

> Summer Study

> Students who plan to attend summer sessions at the University at Albany may be eligible to receive financial aid. In order to be considered for summer financial aid students must file the 2017-2018 FAFSA and complete The UAlbany Summer Aid Application, accessed online through the Finances tab of the MyUAlbany portal. Visit www.albany.edu/financialaid/apply_summer.shtml for more information about summer financial aid.

> Study Abroad

> UAlbany students who plan to participate in a SUNY Study Abroad program may be eligible to receive financial aid. Students are required to submit a letter of acceptance into a Study Abroad program along with an estimate of program costs to the Office of Financial Aid. Students who plan to participate in a program at an institution outside the SUNY system will be required to submit a transfer credit permission form (available from academic advisors) to the Office of Financial Aid.

> Visiting Students

> Visiting students, not matriculated at the University, are ineligible for financial aid.

> #### Financial Aid Awards

> 1. If students have been awarded Federal Work-Study, a Federal Perkins Loan, an Athletic Scholarship, and/or a Federal Direct Subsidized/Unsubsidized Loan for the 2017-2018 aid year, they must log onto MyUAlbany to accept, decline, or reduce the amounts of the awards. Please refer to the Accepting Awards section of the financial aid website for additional instructions www.albany.edu/financialaid.

> 2. Financial aid is awarded on an annual basis and students must reapply each year by submitting the Renewal FAFSA. Financial aid awards may vary each year based on the student's financial need and available funds.

> 3. If requested, students and, if dependent, their families, should be prepared to update their FAFSA data using the IRS Data Retrieval Tool and/or submit income and other documentation that may be required by the Office of Financial Aid. Federal financial aid will not be credited to accounts, or may be cancelled, if we do not receive the requested information. Do not send any documentation unless it has been requested by this office.

> 4. Students must make Satisfactory Academic Progress (SAP) towards their degrees in order to continue receiving financial aid. Under certain circumstances, students may appeal the loss of their financial aid. Additional SAP information can be found in both the State and Federal Financial Aid sections of this bulletin or on the financial aid website at www.albany.edu/financialaid/requirements.shtml.

> 5. Students must inform the Financial Aid Office of aid and/or scholarships from any source outside the University. Amounts of aid from sources outside the University are estimates, and are based on the best information available to the Financial Aid Office. They do not represent a guarantee of these funds by the University. Please send a copy of the official notification letter to the office. Be sure to provide a name and Albany ID on the notification. In some cases when outside sources of aid are received Federal regulations require this office to make an adjustment to the financial aid package. If an adjustment is required, it is the Financial Aid Office's policy whenever possible to first reduce self-help aid, e.g., loan and/or workstudy.

> 6. First time borrowers awarded Federal Perkins Loans or Federal Direct Loans must complete loan entrance counseling and their Master Promissory Note (MPN) prior to the first disbursement of loan proceeds. Perkins Loan recipients should follow online instructions found under "Student Quick Links" on the financial aid website: www.albany.edu/financialaid. Direct Loan entrance counseling and the MPN can be completed at www.studentloans.gov.

> 7. Students whose family financial circumstances are adversely affected after being awarded financial aid should refer to the Financial Aid Office "Special Circumstances" form to determine if the circumstances warrant a re-evaluation of financial aid eligibility. The form can be found under the Forms and Publications link on the financial aid website: www.albany.edu/financialaid and should be submitted no later than April 1, 2018.

> #### Institutional Aid

> The University offers a number of merit scholarships to undergraduate students. All merit scholarships are awarded to new students by the Undergraduate Admissions Office and renewed by the Office of the Vice Provost for Undergraduate Education. Eligibility requirements and award amounts vary. Undergraduate students who have been awarded merit scholarships will receive information about the awards from the Office of Admissions.

> Athletic Scholarships are awarded by the Department of Athletics.

> #### SUNY Tuition Credit

> New York State students who have applied and are eligible for a full-time TAP award, may also be eligible for the SUNY Tuition Credit. Students who are ineligible for TAP for any reason or who receive a Part-time TAP award are not eligible to receive the SUNY Tuition Credit. Tuition credits will be calculated by the New York State Higher Education Services Corporation for eligible students, enrolled at a SUNY college or university. The amount of the applicable tuition credit is based on the level of a student’s TAP award, and will be calculated pursuant to a statutory formula. If eligible, this credit will appear on your bill as anticipated aid. The combination of TAP, SUNY Tuition Credit, and any other tuition-specific award cannot exceed the tuition charged.

> #### Excelsior Tuition Credit

> New York State students who have applied and are eligible for the Excelsior Scholarship will also be eligible for the Excelsior Tuition Credit. The combination of the Excelsior Scholarship and any other tuition-specific awards cannot exceed the tuition charged.

> ## State Financial Aid

> #### Academic Criteria for State Awards

> 1. Students must be matriculated in an eligible degree program at the beginning of their course of study.

> 2. To be considered matriculated for State financial aid purposes, the New York State Education Department requires that students declare a major no later than the beginning of the junior year. Beginning of the junior year is interpreted to be within 30 days of the end of the drop/add period. Students who later change their majors are still considered matriculated. Note: an intended major does not satisfy this requirement. At UAlbany, a student with 56 – 87 graduation credits is classified as a junior, regardless of how many terms the student has attended. Juniors and seniors who have not declared a major, or who have an intended major, are not eligible to receive NYS awards.

> 3. Full-time status is defined as enrollment for at least 12 credits in courses applicable to the student's program of study for a term of at least 15 weeks. To count in the determination of the student minimum full-time course load, a course must apply to the student’s program as a general education requirement, a primary (first) major requirement, or elective (whether restricted or free elective). Coursework satisfying requirements for minors and additional majors is elective credit. The number of available applicable elective credits will vary depending on the primary major. Students must be enrolled full-time before the TAP certification status date, which is the date when a student would have incurred full tuition liability for the term. Courses added after the certification status date do not count toward full-time status.

> 4. Students who are disabled as defined by the Americans with Disabilities Act (ADA) and are attending part-time (at least three credits per semester) can be certified for a partial TAP award for any approved term. Effective with the 2011-12 academic year, HESC will calculate TAP awards as a percentage of the award the ADA student would be eligible to receive if the student were enrolled full-time. The percentage is obtained by dividing the number of credits the student is enrolled in by twelve. Students with disabilities must still meet all other TAP eligibility requirements. In addition, students must be able to document that they are disabled, as defined by the ADA, by registering with the UAlbany Disability Resource Center.

> 5. Repeated Courses: courses in which the student has already received a passing grade cannot be included in meeting full-time study requirements for state-sponsored financial aid. Repeated courses may be counted toward full-time study requirements if a student repeats a failed course, if a student repeats the course for additional credit, or when a student has received a grade that is passing at the institution but is unacceptable in a particular curriculum.

> 6. High School Graduation Requirement: to be eligible for any state-sponsored grant or scholarship award, student's first receiving aid in academic year 1996-1997 to 2006-2007 must have a certificate of graduation from a school providing secondary education, or the recognized equivalent of such certificate, or receive a passing score on an approved ability-to-benefit test. Students who first receive aid in academic year 2006-2007 and thereafter must have a U.S. high school diploma or recognized equivalent, or earn a passing score on a federally approved ability-to-benefit test identified by the NYS Board of Regents and independently administered and evaluated as provided by the NYS Commissioner of Education. Effective spring 2007-08, students must take one of the four tests approved by the Board of Regents. The approved ability-to-benefit tests to be used to determine eligibility for State financial aid are: the Accuplacer, ASSET, COMPASS, and CELSA (Combined English Language Skills Assessment). The CELSA is approved providing the applicant also takes a math component from one of the other approved tests. Effective summer 2008-09, first-time recipients must take and pass an approved ability-to-benefit test within the institution's add/drop period to establish award eligibility in that term. Beginning with the 2015-2016 academic year and thereafter, first time recipients must take and pass an approved ability-to-benefit test by the first day of classes for a particular term to be certified for an award for that term.

> 7. When Students' Eligibility Is Assessed: students must meet citizenship, residency, high school graduation and good academic standing requirements as of the first day of classes for a particular term to be certified as eligible for an award for that term.

> Students must meet matriculation requirements, approved program requirements, full-time study requirements and tuition liability requirements sometime between the first day of classes and the certification status date for a particular term to be certified for an award for that term.

> #### Satisfactory Academic Progress

> In order to retain eligibility for New York State scholarship and grant awards, students must be in "good academic standing," which is comprised of two components: Satisfactory Academic Progress (SAP) and Pursuit of Program (POP).

> In order to make satisfactory progress towards a degree, students must accrue graduation credits each semester and have the cumulative grade point average shown on the academic progress charts in this section. The academic progress charts below are in effect for the 2017-2018 academic year. To view academic progress charts applicable to prior years, visit www.albany.edu/financialaid/requirements.shtml#step2. Undergraduate students enrolled in four-year programs may receive up to four years of assistance for full-time study, and up to five years of assistance if enrolled in the Educational Opportunity Program or an approved five-year degree program.

> Satisfactory Academic Progress (SAP): a requirement that a student accumulates a specified number of credits and achieves a specified cumulative grade point average each term, depending on the number of state award payments the student has received.

> Pursuit of Program (POP): a requirement that a student receive a passing or failing grade (A-E or S/U letter grade) in a certain percentage of applicable courses each term, depending on the number of state awards the student has received. The percentage is determined by the following schedule:

> Number of payments: | Must receive a grade for:
> 1, 2 | 50% of minimum full-time requirement (6 credits)
> 3, 4 | 75% (9 credits)
> 5 or more | 100% (12 credits)

> For summer half-time accelerated payments, the above percentages are applied to the minimum half-time requirement (six credits on a semester calendar) to determine pursuit of program.

> The pursuit of program requirement is continuous as a student passes from undergraduate to graduate study; payments a student received as an undergraduate are added to graduate payments to determine the number of payments. A student who does not complete the minimum number of credits in a given semester is ineligible for New York State financial aid for the following term, or until additional credits are completed to reach the minimum level.

> Incomplete (I) grades must be completed and changed to a standard passing or failing grade by the end of the subsequent term to have the credits counted toward pursuit of program.

> #### Satisfactory Academic Progress Chart - New York State Grant and Scholarship Programs

> Non-remedial students first receiving NYS aid in 2010-2011 and thereafter:

> Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th
> SAP: A student must have accrued at least this many credits | 0 | 6 | 15 | 27 | 39 | 51 | 66 | 81
> GPA: With at least this grade point average | 0 | 1.5 | 1.8 | 1.8 | 2.0 | 2.0 | 2.0 | 2.0
> POP: And completed at least this many credits in the prior term | 0 | 6 | 6 | 9 | 9 | 12 | 12 | 12
> POP Percentage |  | 50% | 50% | 75% | 75% | 100% | 100% | 100%

> EOP and remedial students, and all students first receiving NYS aid in 2009-2010 and earlier:

> Before being certified for this payment | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th | 9th | 10th
> SAP: A student must have accrued at least this many credits | 0 | 3 | 9 | 21 | 33 | 45 | 60 | 75 | 90 | 105
> GPA: With at least this grade point average | 0 | 1.1 | 1.2 | 1.3 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0 | 2.0
> POP: And completed at least this many credits in the prior term | 0 | 6 | 6 | 9 | 9 | 12 | 12 | 12 | 12 | 12
> POP Percentage |  | 50% | 50% | 75% | 75% | 100% | 100% | 100% | 100% | 100%

> Remedial Student: (a) a student whose scores on a recognized college placement exam or nationally recognized standardized exam indicated the need for remediation for at least two semesters, as certified by the college and approved by the New York State Education Department (SED); (b) a student who was enrolled in at least six semester hours of non-credit remedial courses, as approved by SED, in the first term they received a TAP award; or (c) a student who is or was enrolled in an opportunity program.

> Remedial Course: a non-credit course designed to remedy academic deficiencies so a student can be successful in a college-level study, and approved by SED. The amount of time for the course must be equivalent to the time for similar credit-bearing courses.

> Non-remedial Students: any student who does not meet one of the definitions of a remedial student is considered "non-remedial."

> Loss of Good Academic Standing: students who lose good academic standing in a term when they received a state grant or scholarship are not eligible for an award for the next term.

> Reinstatement of Good Academic Standing: students who have lost good academic standing may restore this standing in one of the following ways: make up past academic deficiencies by completing one or more terms of study without receiving any state grants or scholarships; be readmitted to school after an absence of at least one year; transfer to another school, or be granted a waiver.

> One-Time Waiver: New York State Commissioner of Education regulations permit students to receive a one-time waiver of the good academic standing requirement. The waiver is not automatic, and may only be granted in extraordinary or unusual circumstances which are beyond the control of the student. There must be a reasonable expectation that the student will meet future requirements. To request a one-time waiver, students must submit a completed one-time waiver application along with appropriate supporting documentation. One-time waiver applications are available in the Student Financial Center, CC G-26.

> C Average Requirement: students who have received the equivalent of two or more full years of state-funded student financial aid must have and maintain a cumulative C average (GPA of 2.00 on a 4.00 grading scale) or better to be eligible for continued state-funded assistance. Cumulative GPA for readmitted students who have previously attended UAlbany (including University in High School) is based on prior grades at UAlbany. Students who are denied an award for failing to achieve a cumulative C average can regain award eligibility by completing appropriate coursework, without state support, to achieve a cumulative GPA of 2.0, or be granted a waiver. Students cannot regain eligibility by remaining out of school for a period of time.

> Waiver of the C Average Requirement: the C average requirement may be waived for undue hardship based on the death of a student’s immediate family member; or the student’s personal illness or injury; or other extenuating circumstances. To request a C average waiver, students must submit a completed waiver application along with appropriate supporting documentation. C average waiver applications are available in the Student Financial Center, CC G-26.

> #### New York State Grant and Scholarship Programs

> 1. Tuition Assistance Program (TAP)
> This grant program for New York State residents who are full-time undergraduate students currently provides for annual awards ranging from $500 to $5,165. Awards are based on the family's New York State net taxable income, Federal, State, or local pension income, and income from annuities which were excluded on the NYS tax form if applicable. Undergraduate students may receive TAP for four years of full-time study. Students enrolled in approved five-year programs or in State sponsored opportunity programs may receive undergraduate aid for five years. First-time freshmen in academic year 2006-2007 and thereafter may be eligible to receive a part-time TAP award for 6-11 credits. Students must have earned 12 credits in each of two consecutive terms at a non-profit NYS degree granting institution and must have a cumulative 2.00 GPA. Visit www.hesc.ny.gov for information and application instructions.

> 2. Excelsior Scholarship
> This program covers tuition for eligible SUNY and CUNY students. Resident undergraduate tuition at SUNY’s four-year colleges is currently $6,470. The program will be phased in over three years, beginning in Fall 2017. It would first apply to families who earn $100,000 or less, then to those who earn $110,000 or less in 2018, and eventually reaching $125,000 or less in 2019. The income calculation is based on federal adjusted gross income, as reported on federal income tax forms, for the student and their family. Students must be enrolled in college full-time and average 30 credits per year (including Summer and January semesters) in order to receive the funding, however, the program has built in flexibility so that any student facing hardship is able to pause and restart the program, or take fewer credits one semester than another. This requirement on students will encourage on-time degree completion. Finally, students are required to maintain a grade point average necessary for the successful completion of their coursework, and students are required to reside in New York State for the same number of years in which they received the award. The student does not need to be employed during this period, however they cannot be employed in another state. Failure to meet these requirements will result in the conversion of your award to a loan. Visit www.hesc.ny.gov for information and application instructions.

> 3. NYS Child Welfare Worker Incentive Scholarship Program
> Grants awards for child welfare workers employed at voluntary not-for-profit child welfare agencies licensed by the NYS Office of Children and Family Services (OCFS). Recipients must agree to live in NYS and work at a voluntary not-for-profit child welfare agency licensed by OCFS for 5 years after graduation, and can use the award to get an associate’s, bachelor’s or graduate degree. Visit www.hesc.ny.gov for information and application instructions.

> 4. Veterans Tuition Awards
> Vietnam, Persian Gulf, Afghanistan, or other eligible combat veterans matriculated at an undergraduate or graduate degree-granting institution or in an approved vocational training program in New York State are eligible for awards for full or part-time study. Visit www.hesc.ny.gov for information and application instructions.

> 5. NYS Regents Awards for Children of Deceased and Disabled Veterans
> Provided to students whose parent(s) have served in the U.S. Armed Forces during specified periods of war or national emergency. Visit www.hesc.ny.gov for information and application instructions.

> 6. NYS Memorial Scholarships for Children and Spouses of Deceased Firefighters, Volunteer Firefighters, Police Officers, Peace Officers and Emergency Medical Service Workers
> Provides financial aid to children, spouses and financial dependents of deceased firefighters, volunteer firefighters, police officers, peace officers, and emergency medical service workers who have died as the result of injuries sustained in the line of duty in service to the State of New York. For study in New York State. Visit www.hesc.ny.gov for information and application instructions.

> 7. NYS Aid to Native Americans
> Provides aid to enrolled members of tribes listed on the official roll of New York State tribes or to the child of an enrolled member of a New York State tribe. For study in New York State. Specific eligibility criteria, information and applications can be found at the New York State Education Department, Native American Education Unit.

> 8. Educational Opportunity Program (EOP) Grant
> Financial assistance provided to NYS residents admitted to the University’s Educational Opportunity Program. Admitted students must meet academic and financial criteria established by state guidelines.

> 9. NYS Aid for Part-Time Study (APTS)
> The NYS Aid for Part-time Study (APTS) program provides grant assistance for eligible part-time students enrolled in approved undergraduate studies. Applications and additional information are available at www.albany.edu/financialaid or in the Student Financial Center, CC G-26.

> 10. New York National Guard Educational Services
> The Recruitment Incentive and Retention Program (RIRP) is a New York State program designed to recruit and retain members for the State Military Forces (Army and Air National Guard, and Naval Militia). This competitive program will pay the cost of tuition up to a maximum of $4,350 per calendar year for eligible qualified applicants. Link to: The Recruitment Incentive and Retention Program (RIRP) for additional information.

> 11. NYS Scholarships for Academic Excellence
> Awarded to outstanding graduates from registered New York State high schools. Awards are based on student grades in certain Regents exams. Visit www.hesc.ny.gov for information and application instructions.

> 12. Segal AmeriCorps Education Award
> Provided to New York State residents interested in high quality opportunities in community service. Visit www.hesc.ny.gov for information and application instructions.

> 13. NYS World Trade Center Memorial Scholarship
> Guarantees access to a college education for the families and financial dependents of the victims who died or were severely and permanently disabled in the Sept. 11, 2001 terrorist attacks and the resulting rescue and recovery efforts. Visit www.hesc.ny.gov for information and application instructions.

> 14. Flight 3407 Memorial Scholarship
> Provides financial aid to children, spouses and financial dependents of individuals killed as a direct result of the crash of Continental Airlines Flight 3407 on February 12, 2009. Visit www.hesc.ny.gov for information and application instructions.

> 15. Flight 587 Memorial Scholarship
> For the families and financial dependents of victims of the crash of American Airlines Flight 587 on November 12, 2001. Visit www.hesc.ny.gov for information and application instructions.

> 16. The Military Enhanced Recognition Incentive and Tribute MERIT Scholarship, also known as Military Service Recognition Scholarship (MSRS)
> Provides financial aid to children, spouses and financial dependents of members of the armed forces of the United States or of a state organized militia who, at any time on or after Aug. 2, 1990, while a New York State resident, died or became severely and permanently disabled while engaged in hostilities or training for hostilities. For study in New York State. Visit www.hesc.ny.gov for information and application instructions.

> 17. NYS Math & Sciences Teaching Incentive Scholarship
> Provides grants to eligible full-time undergraduate or graduate students in approved programs that lead to math or science teaching careers in secondary education. Visit www.hesc.ny.gov for information and application instructions.

> 18. NYS Science, Technology, Engineering and Mathematics (STEM) Incentive Program
> The NYS STEM Incentive Program provides a full SUNY or CUNY tuition scholarship for the top 10 percent of students in each New York State high school if they pursue a STEM degree in an associates or bachelor degree program and agree to work in a STEM field in New York State for 5 years after graduation. Visit www.hesc.ny.gov for information and application instructions.

> 19. NYS Achievement and Investment in Merit Scholarship (NY-AIMS)
> The NYS Achievement and Investment in Merit Scholarship (NY-AIMS) provides high school graduates who excel academically with $500 in merit-based scholarship to support their cost of attendance at any college or university located in New York State. Visit www.hesc.ny.gov for information and application instructions.

> 20. NYS Masters-in-Education Teacher Incentive Scholarship
> The New York State Masters-in-Education Teacher Incentive Scholarship Program provides 500 top undergraduate students full graduate tuition awards annually, to pursue their Masters in Education at a SUNY or CUNY college or university. To be eligible, a student must be enrolled full-time in a master’s degree in education program and agree to teach in a NYS public elementary or secondary school for five years following completion of his or her degree. Visit www.hesc.ny.gov for information and application instructions.

> ## Federal Financial Aid

> #### Academic Eligibility Criteria for Federal Awards

> Federal regulations require students to make Satisfactory Academic Progress (SAP) towards a degree in order to receive any federal student aid, including Federal Direct Loans. SAP guidelines require students to meet both a Qualitative (Cumulative GPA) and Quantitative (Pace) standard within a maximum time frame. To remain eligible students must continue to meet SAP.

> Students must maintain a satisfactory cumulative grade point average. Students will retain eligibility for financial aid if they maintain a cumulative GPA consistent with the University’s academic standards required for graduation and meet the requirements shown on the academic progress chart. Students who fail to meet SAP are no longer eligible for federal student aid, but have the option to appeal following the appeal procedure below. UAlbany’s Academic Retention Standards are described in the 2017-2018 Undergraduate Bulletin and can also be found on the Undergraduate Education website at www.albany.edu/undergraduateeducation/academic_standing.php.

> Additionally, a student must progress through his or her educational program taking only courses applicable to their program of study to ensure that they will complete the program within the maximum timeframe required for federal student aid. Students may attempt up to 150% of the credits normally required to complete a baccalaureate degree and retain eligibility for federal student aid.

> At the University at Albany students must have earned 120 graduation credits to receive a Bachelor of Arts or Bachelor of Science degree. Thus, students may attempt up to 180 credits and retain eligibility for federal student aid; however, students must also complete a percentage of credits attempted each year as shown on the academic progress chart below. Transfer credits accepted by the University are considered to be attempted and completed credits for this purpose.

> #### Academic Progress Chart for Federal Financial Aid Title IV Programs

> If credits attempted are between: | Then the following % of graduation credits must be completed:
> 3-30 | 30%
> 31-60 | 50%
> 61-90 | 60%
> 91-120 | 65%
> 121-150 | 70%
> 151-180 | 80%
> Over 180 | Ineligible

> Progress towards the degree will be measured once each year, at the completion of the spring semester. Students may restore eligibility for federal aid when they meet the standards outlined in the SAP policy.

> Repeated Courses: repeat course credits will be counted as attempted and earned in the calculation of Federal Satisfactory Academic Progress. Note: unlimited repeated courses can be funded with federal aid if the student has not passed the course previously at UAlbany. Only one repeated course can be funded with the federal aid if the student previously passed the course.

> Course Withdrawals: credits for courses with a grade of W will be counted as attempted credits, but not credits earned in determining Federal Satisfactory Academic Progress.

> Remedial Non-credit Coursework: credits for remedial non-credit courses will not be counted as credits attempted or credits earned in determining Federal Satisfactory Academic Progress.

> Incomplete Grades: in determining Federal Satisfactory Academic Progress, credits for courses with grades of Incomplete will count toward credits attempted but not count toward credits earned until the incomplete grade is changed to a passing grade.

> Transfer credits: transfer credits accepted by the University are considered to be attempted and completed credits in determining Federal Satisfactory Academic Progress.

> Change in Major: a change in major has no impact on academic success. All attempted credits and grades earned will be counted when assessing progress.

> Completed Program, No Degree

> Students who have completed all degree coursework and academic requirements for the degree they are pursuing cannot continue to receive federal aid.

> Loss of Eligibility for Federal Awards

> Students who are not making satisfactory academic progress will lose their eligibility for federal student aid. Students may appeal to the University if they feel there are special circumstances that affected their ability to make academic progress.

> Appeal Process

> Reasons for appeal may include: a death in the student’s immediate family, serious injury or illness or other mitigating circumstances that may have prevented the student from meeting SAP requirements. Students will be required to complete and submit a Satisfactory Academic Progress Waiver Form for Federal Financial Aid, which includes submitting an appeal outlining why they failed to meet SAP and what has changed that will allow them to be successful moving forward. Please note that a maximum of two appeals for separate and distinct circumstances will be considered.

> If the appeal is approved, students will be placed on an academic improvement plan and notified in writing that they are on financial aid probation for one additional semester. Students on probation are eligible to receive financial aid, but are subject to the University's policy regarding review and dismissal for academic reasons. Questions regarding academic progress should be directed to the Office of Financial Aid.

> Note: a student on financial aid probation for a payment period may not receive federal aid for the subsequent payment period unless the student makes satisfactory academic progress or the institution determines that the student met the requirements outlined in the academic improvement plan.

> #### Federal Programs

> 1. Federal Pell Grant
> This federal grant program provides assistance to matriculated undergraduate students who have demonstrated the highest calculated need as determined by the FAFSA. The maximum award for the 2017-2018 academic year is $5,920. The award amount will depend not only on financial need, but also on the cost of attendance, enrollment status as a full-time or part-time student, and plans to attend school for a full academic year or less. Students are only eligible to receive a Pell Grant for a maximum of 12 semesters.

> 2. Federal Supplemental Educational Opportunity Grant (FSEOG)
> Students receiving this type of assistance must have exceptional financial need. At the University at Albany, this grant typically ranges from $200 to $700 each year.

> 3. Federal Direct Loans
> Subsidized or Unsubsidized Federal Loans are available to matriculated students who are enrolled at least half-time. Students with financial need may borrow a Direct Subsidized Loan, which means interest does not accrue on the loan while the borrower is in school. Regardless of financial need, eligible students will be offered a Direct Unsubsidized Loan. Students are not required to pay interest while in school. Freshmen may borrow up to $5,500 with no more than $3,500 from subsidized, sophomores up to $6,500 with no more than $4,500 from subsidized, and junior/seniors up to $7,500 with no more than $5,500 from subsidized annually. Freshmen or sophomore independent students and dependent students whose parents are denied the Direct PLUS loan may borrow up to an additional $4,000 unsubsidized loan annually, or up to an additional $5,000 unsubsidized loan annually as juniors or seniors. The loan borrowing limit for dependent undergraduate students is $31,000, while independent undergraduate students may borrow $57,500. No undergraduate can borrow in excess of $23,000 in subsidized funds. Please refer to the Student Loan section of the financial aid webpage for the most up to date information on origination fees and interest rates. Students planning to borrow for the first time must complete a master promissory note (MPN) and entrance counseling at www.studentloans.gov.

> 4. Federal Direct PLUS Loans
> Direct Parent PLUS allow parents of dependent students to borrow the difference between the student's cost of attendance and any financial aid awarded to the student. This loan requires the parent to complete and successfully pass a credit check. Repayment of principal and interest begins within 60 days of the final loan disbursement unless otherwise deferred. Please refer to the Student Loan section of the financial aid webpage for the most up to date information on origination fees and interest rates. Parents should complete the application and Master Promissory Note at the Federal Student Aid website www.studentloans.gov.

> 5. Federal Perkins Loans
> This loan is awarded to students with significant financial need. Undergraduate students may borrow up to $5,500 each year depending on availability of funds, and a total of $27,500 for undergraduate studies. Interest does not accrue and payments are not due on the loan during the in-school period. Repayment begins nine months after the student leaves school, and 5% simple interest is charged on the unpaid balance of the loan. Under certain conditions, all or part of amount borrowed may be canceled. The statutory authority for schools to award Perkins Loans to new borrowers ends September 30, 2018.

> 6. Federal Work-Study Program
> A Work-Study award provides employment opportunities for students with financial need. Students are employed by various campus administrative offices, academic departments, and community service agencies. Students are paid an hourly rate and receive paychecks every two weeks for hours worked. Students will have the opportunity to select which jobs they would like to apply for and submit their job applications online. Work-Study is an employment opportunity, not a guaranteed job.

> 7. Bureau of Indian Affairs to Native Americans Higher Education Assistance Program
> Eligibility is restricted to students with financial need who are pursuing a four-year degree, are at least one-fourth American Indian, Eskimo, or Aleut and are enrolled members of a tribe, band or group recognized by the Bureau of Indian Affairs Office. Application must be made each year. In addition, first-time applicants must obtain tribal certification from the appropriate bureau agency or tribal office which records enrollment for the tribe.

> 8. Montgomery GI Bill-Active Duty (Chapter 30)
> This program provides for up to 36 months of education benefits to eligible veterans. Basic eligibility criteria are an honorable discharge and a high school diploma or GED. In addition, the veteran must meet the criteria set forth in one of three categories. These criteria are based on dates of active duty, length of service, and special requirements specific to each particular category. Additional information is available at www.gibill.va.gov.

> 9. Montgomery GI Bill-Selected Reserve (Chapter 1606)
> Selected Reserve educational benefits are available to members of the Army, Navy, Air Force, Marine Corps, and Coast Guard Reserves as well as the Army National Guard and the Air Guard. It is the first Veteran's Administration program that makes educational benefits available to reservists who have never served on active duty. Additional information about eligibility criteria and monthly benefit amounts is available at www.gibill.va.gov.

> 10. Reserve Educational Assistance Program (Chapter 1607)
> REAP is an education program that provides up to 36 months of education benefits to members of the Selected Reserves, Individual Ready Reserve, and National Guard, who are called to active service in response to a war or national emergency, as declared by the President or Congress. Eligibility will be determined by the Department of Defense or Department of Homeland Security, as appropriate. Additional information is available at www.gibill.va.gov.

> 11. Survivors' and Dependents' Educational Assistance Program (Chapter 35)
> This education benefit is available to eligible dependents of veterans who are at least 18 years old, veterans' spouses, and surviving spouses who meet the eligibility criteria. The veteran must be totally and permanently disabled from a service-related disability or died because of a service-related disability. Eligible persons can receive benefits for up to 45 months. Additional information is available at www.gibill.va.gov.

> 12. Post-9/11 GI Bill (Chapter 33)
> The Post-9/11 GI Bill provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001, or individuals with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible. The Post-9/11 GI Bill will pay eligible individuals at a percentage level ranging from 40% to 100%, based on the total number of days of eligible service after September 10, 2001. Payments include: tuition and fees directly to the school, not to exceed the maximum in-state tuition and fees at a public Institution of Higher Learning; a monthly housing allowance based on the Basic Housing Allowance for an E-5 with dependents at the location of the school; and an annual books and supplies stipend of up to $1,000 paid proportionately based on enrollment. Additionally, tutorial assistance, and licensing and certification test reimbursement are approved. Students enrolled exclusively in online training will receive half the national average in the housing allowance. If you are enrolled half-time or less, or on active duty you will not receive the housing allowance but are eligible for a book allowance. This benefit provides up to 36 months of education benefits, generally payable for 15 years following your release from active duty. The Post-9/11 GI Bill also offers some service members the opportunity to transfer their GI Bill to their dependents. Additional information is available at www.gibill.va.gov.

> 13. Vocational Rehabilitation and Employment VetSuccess Program (Chapter 31)
> The VR&E VetSuccess program assists veterans with service-connected disabilities prepare for, find, and keep suitable jobs by providing services that include post-secondary training at a college or university. Additional information is available at www.vba.va.gov.

> ## 2016-2017 Estimated Costs

> The following is a schedule of estimated expenses for full-time undergraduate students for the 2017-2018 academic year. Tuition and fees are prorated for part-time students. Please note that tuition and fee charges are subject to change by official action of the State University of New York Board of Trustees. Refer questions concerning these charges to the Student Financial Center.

> The amounts include direct expenses billed by the Student Accounts Office (e.g., Tuition, Fees, Room and Board) and indirect expenses not billed by Student Accounts (e.g., Books, Travel). Although indirect costs do not appear on the Student Account invoice, both direct and indirect costs are used by the Financial Aid Office in developing a student’s budget and in making financial aid commitments. The total estimated cost (direct and indirect) for one semester of full-time undergraduate study for a typical New York State resident student living on campus is about $12,949.50 of which approximately $11,477 is directly billed charges.

> #### Payment Policies

> Students are billed for tuition, fees, room and board following registration. The University issues electronic invoices (E-Bills). Notice of an E-Bill is sent to the student's UAlbany email account. Students are directed to view and pay their bills on epay.albany.edu. On the E-Pay website, students may also enroll in the E-Payment Plan at a cost of $45 a semester. Depending on the date of enrollment, up to four installments per semester may be made. To avoid administrative/late payment fees, students should check their @albany.edu email account after the 20th of each month for notice of an E-Bill. Payment is due on the 15th of the following month. Payments made by U.S. postal mail should allow at least five business days prior to the due date on the invoice. Students must have proof of approved aid, waivers, or scholarships in order to defer payment. Without satisfactory evidence to defer, students are expected to pay charges up front and wait for reimbursement when the aid, waiver, or scholarship funds are actually received.

> Students with unpaid financial obligations will have a “hold” placed on their records, and will be unable to register for future terms, order official transcripts, and receive diplomas. In addition, the University assesses an Administrative or Late Payment Fee of up to $50 each time an invoice is issued and not paid or not covered by approved financial aid by the invoice due date. Invoices are issued on a monthly basis to students with outstanding balances. Students with past due charges from any SUNY unit are not permitted to register at the University at Albany.

> Delinquent accounts are transferred to private collection agencies and/or the New York State Attorney General’s Office for collection. Delinquent accounts are subject to interest and collection fee charges.

> #### New York State Residency for Tuition Rate Purposes

> Students are charged in-state or out-of-state tuition rates based on their residency status. The Student Accounts Office follows SUNY policies in determining residency for tuition rate purposes. Generally, students are not considered in-state residents until they have established their domicile (permanent home) in New York and maintained it for 12 months. Please note, however, that the domicile of an un-emancipated student is considered to be that of the parent or other legal guardian regardless of the length of the student’s presence in New York.

> Certain non-resident students may be eligible for the resident tuition rate if: they attended an approved NYS high school for two or more years, graduated from an approved NYS high school and applied for admission to and attend the University within five years of receiving a NYS high school diploma; or attended an approved NYS program for a GED exam preparation, received a GED and applied for admission to and attend the University within five years of receiving the GED. Students who think they qualify for this exception should complete and submit a residency application along with an official/final copy of the NYS high school transcript showing the award of the degree or an official copy of the NYS GED.

> Effective as of the Fall 2015 semester, in-state tuition rates may be available to GI-Bill recipient veterans and authorized dependents of veterans. Visit www.va.gov/ or contact uaveteran@albany.edu for more information, and be sure to register your status on the MyUAlbany Student Home tab under U.S. Military Service Status.

> Students who wish to appeal their out-of-state designation should contact the Student Financial Center or visit www.albany.edu/studentaccounts/residency.php for an application and copy of the residency application guidelines. Applications for New York State Residency Status for Tuition Billing Purposes must be received in the Office of Student Accounts no later than the close of business on the deadline date for the semester in order to be considered for residency status for that semester. Deadlines: October 1, Fall; January 2, Winter; March 1, Spring; July 1, Summer.

> Failure to submit an application by the deadline date will result in full liability for tuition at the out-of-state tuition rate.

> #### Estimated Cost Information*

> The following charges are estimates for the 2017-2018 academic year.

> | Fall 2017 | Fall 2017 & Spring 2018
> Tuition
> N.Y.S. Residents | $3,335.00 | $6,670.00
> Out-of-State Residents | $10,775.00 | $21,550.00
> Resident On-Line Tuition | $3,335.00 | $6,670.00
> Non-Resident On-Line Tuition | $4,000.00 | $8,000.00
> Mandatory Fees
> University Fee | $62.50 | $125.00
> Student Activity Fee | $110.00 | $220.00
> Intercollegiate Athletic Fee | $291.00 | $582.00
> Comprehensive Service Fee | $656.00 | $1,312.00
> Recreation & Campus Life Fee | $103.00 | $206.00
> Academic Excellence Fee | $187.50 | $375.00
> International Health and Emergency Student Insurance (mandatory for international students) | $595.00 | $1,428.00
> *Room Rental | $4,182.00 | $8,364.00
> *Board (non-Kosher, Opportunity Plan) | $2,550.00 | $5,100.00
> Other Expenses
> Class Dues (optional) | $3.00 | $6.00
> Student-Alumni Partnership (optional) | $30.00 | $60.00
> E-Payment Plan Enrollment Fee (optional) | $45.00 | $90.00
> Five Quad Contribution (optional) | $5.00 | $10.00
> Sevis Fee (International Students) | $100.00 | $200.00
> Late Registration Fee | $40.00 | $80.00
> Late Payment/Administrative Fee (per invoice) | $50.00 | $100.00
> Books | $600.00 | $1,200.00
> Personal, Travel, etc. | $827.50 | $1,745.00

> *Tuition and fee charges are subject to change by official action of the State University of New York Board of Trustees. See www.albany.edu/studentaccounts/tuition.php for additional information.

> #### Tuition Charge Adjustments/Refunds

> ####

> Students who officially depart from the University or reduce the number of credits for which they are registered may be entitled to a proportionate refund of tuition paid or proportionate adjustment of tuition charges according to the schedule below. Refunds or adjustments of charges are based on the date the departure form is officially received by the Office of the Vice Provost for Undergraduate Education (LC 30) or the date the drop is officially processed by the Registrar’s Office, not on the date of the last class attended.

> Students who register for courses and who do not drop their classes on MyUAlbany before the end of the fourth week of classes are liable for full charges. Please refer to the “Withdrawing from the University” and “Dropping Courses” sections of this bulletin for additional information.

> For refund purposes, the first week of classes shall be deemed to have ended when seven calendar days, including the first day of scheduled classes, have elapsed. The first day of classes as scheduled by the campus shall be deemed to be the first day that any classes are offered. Refund schedules are subject to change by official action of the State University of New York. See www.albany.edu/studentaccounts/liability.php for liability schedules.

> Semester Liability

> Official Withdrawal or Drop | Percent of Tuition Adjustment/Refund
> First Week | 100%
> Second Week | 70%
> Third Week | 50%
> Fourth Week | 30%
> Fifth Week | 0%

> Example of refund to an in-state student whose program drops below 12 credits:
> Tuition charge for student taking 13 credits | $3,335.00
> Student drops a 3-credit course during fourth week:
> Tuition charge as a part-time student for the remaining 10 credits (10 credits at $278.00) | $2,780.00
> Difference between amount originally charged as a full-time student and re-evaluated charges as a part-time student | $555.00
> Adjustment/Refund percentage as provided by schedule of tuition liability during fourth week | 30%
> Adjustment/Refund | $166.50

> A student who believes the unpaid balance on her/his account as a result of the adjustment for dropping or withdrawing from classes is incorrect has the right to file an appeal with the Tuition Appeals Committee.

> Appeals must be filed no later than one year after the end of the term for which the tuition requested to be refunded was paid to the University.

> #### Refund Policy for Recipients of Title IV Financial Aid

> Eligibility for aid earned is based on the date of the student’s withdrawal from the University. Withdrawing students with federal Title IV aid may have a portion of their aid returned to the individual aid program, thus reducing the original amount of aid awarded. Federal regulations determine the amount to be refunded and the order in which the programs are repaid. As of the date of this publication, federal regulations require that funds be returned to the program in the following order: Unsubsidized Direct Stafford, Subsidized Direct Stafford, Perkins, PLUS, Pell, ACG, SMART, and SEOG. Please contact the Student Financial Center for additional details.

> ## Student Retention, Consumer Information

> #### Student Retention Data

> Approximately 84 percent of matriculated freshmen from the fall 2015 entering class enrolled for a second year of study.

> Approximately 55 percent of matriculated full-time freshmen from the fall 2012 entering class received a baccalaureate degree within four years of study, and 66 percent of the fall 2010 entering class received a baccalaureate degree within six years of study.

> Approximately 68 percent of matriculated transfer students receive a baccalaureate degree within four years of study at this University.

> #### Student Consumer Information: "Right-To-Know"

> Federal student disclosure regulations require the University to provide all prospective and enrolled students with information on subjects with which they should be familiar. This information can be found at www.albany.edu/ir/rtk.

> The subjects include student financial aid (description of aid programs available, eligibility criteria, how to apply, the method of award and distribution, satisfactory progress standards, loan terms and deferrals); tuition and other costs; refund and withdrawal policies; information about academic programs, personnel and facilities; facilities and services available to disabled students; retention and graduation rates; and athletic program participation rates and financial support data. Also available is the University’s Annual Security Report which includes statistics for the previous three years concerning reported crimes that occurred on campus, in certain off-campus buildings or property owned or controlled by the University, and on public property within, or immediately adjacent to and accessible from, the campus. The report also includes institutional policies concerning campus security, such as policies concerning alcohol and drug use, crime prevention, the reporting of crimes, sexual assault, and other matters. Information regarding parent and student rights under the Family Educational Rights and Privacy Act (FERPA) with respect to access to and the release of student education records is also available. Inquiries or paper copies should be directed to RTK, Institutional Research, UAB321, 1400 Washington Avenue, Albany, NY 12222.

> ## Release of Student Information

> #### Notification of Rights under FERPA

> The Family Education Rights and Privacy Act (1974), as amended, sets forth the requirements regarding the privacy of student records. This law applies to postsecondary and K-12 schools.

> FERPA governs the disclosure of education records maintained by an education institution, as well as access to these records. FERPA rights belong to the student at a postsecondary institution regardless of age. FERPA applies to all students, including continuing education students, students auditing a class, distance education students, and former students and alumni.

> Education records under FERPA are defined as:

> - Directly related to a student.
> - Maintained by an educational agency or institution, or by a party acting for the agency or institution, if certain conditions are met.

> FERPA affords eligible students certain rights with respect to their education records. These rights include:

> 1. The right to inspect and review the student’s education records within 45 days after the day the University at Albany receives a request for access. A student should submit to the University Registrar, Dean, head of the academic department, or other appropriate official, a written request that identifies the record(s) the student wishes to inspect. The school official will make arrangements for access and notify the student of the time and place where the records may be inspected. If the records are not maintained by the school official to whom the request was submitted, that official shall advise the student of the correct official to whom the request should be addressed.
> 2. The right to request the amendment of the student’s education records that the student believes is inaccurate. While a school is not required to amend education records in accordance with a student's request, the school is required to consider the request. A student who wishes to ask the University to amend a record should write the school official responsible for the record, clearly identify the part of the record they want changed, and specify why it should be changed. If the University decides not to amend the record as requested, the University will notify the student in writing of the decision and their right to a hearing regarding the request for amendment. The FERPA amendment procedure only may be used to challenge facts that are inaccurately recorded, it may not be used to challenge a grade, an opinion, or a substantive decision made by a school about an eligible student. FERPA was intended to require only that schools conform to fair recordkeeping practices and not to override the accepted standards and procedures for making academic assessments, disciplinary rulings, or placement determinations. Thus, while FERPA affords students the right to seek to amend education records which contain inaccurate information, this right cannot be used to challenge a grade or an individual's opinion, or a substantive decision made by a school about a student. Additionally, if FERPA's amendment procedures are not applicable to a student's request for amendment of education records, the school is not required under FERPA to hold a hearing on the matter. Additional information regarding hearing procedures are provided to the student when notified of the right to a hearing.
> 3. The right to provide written consent before the University discloses personally identifiable information (PII) from the student’s education records, except to the extent that FERPA authorizes disclosure without consent. The University discloses education records without a student’s prior written consent under the FERPA exception for disclosure to University/school officials with a legitimate educational interest*. A University official has a legitimate educational interest if the official needs to review an education record in order to fulfill his or her professional responsibilities for the University.
> 4. The right to file a complaint with the U.S. Department of Education concerning alleged failures by the University to comply with the requirements of FERPA. The name and address of the Office that administers FERPA is:

> Family Policy Compliance Office
> U.S. Department of Education
> 400 Maryland Avenue, SW
> Washington, DC 20202

> When Does FERPA take Effect?

> FERPA becomes effective on the first day of classes (see academic calendar) for those newly admitted students who are registered** for at least one class.

> “Student” applies to all students, including continuing education students, students auditing classes, distance education students, and former students.

> Individuals who have applied for admission, but have not been accepted, have no rights under FERPA.

> **The University at Albany considers “registered” and “enrolled” equivalent terms in the administration of FERPA.

> #### Notice of Disclosure and Directory Information

> Generally, schools must have written permission from a student in order to release any information from a student’s education record. However, FERPA permits the disclosure of personally identifiable information (PII) from students’ education records, without consent of the student, if the disclosure meets certain conditions found in §99.31 of FERPA regulations, some of which are listed below:

> - School officials with legitimate educational interest*
> - Other schools to which a student is transferring. Upon request, the University at Albany will also disclose education records, without consent, to officials of another college/university in which a student seeks or intends to enroll. The University will do so upon request, without notification to the student.
> - Specified officials for audit or evaluation purposes
> - Appropriate parties in connection with financial aid to a student
> - Organizations conducting certain studies for or on behalf of the school
> - Accrediting organizations
> - To comply with a judicial order or lawfully issued subpoena
> - Appropriate officials in cases of health and safety emergencies
> - State and local authorities, within a juvenile justice system, pursuant to specific State law

> FERPA also permits schools to disclose, without consent, “directory” information. The University, in accordance with FERPA, has designated the following information about students as public (directory) information:

> - Name
> - Address (local and permanent)
> - Academic status (Undergraduate, Graduate, General Studies, Full-Time, Part-Time, etc.)
> - Dates of attendance
> - Degrees completed
> - Program of Study
> - Honors and Awards

> Students have the right to have this directory information withheld/suppressed from the public if they so desire. If such a request is made, it is the policy of the University that all directory information will be withheld/suppressed. Each student who wants all directory information withheld/suppressed shall so indicate by contacting the Office of the University Registrar in writing, with notarization (see www.albany.edu/registrar for form).

> The University receives many inquiries for “directory information” from a variety of sources, including friends, parents, relatives, prospective employers, the news media, etc. Each student is advised to carefully consider the consequences of a decision to withhold/suppress “directory information.” Students who request the suppression of directory information will not be listed in the commencement brochure, any University or media publications, and will not be eligible for degree verification by the University, etc. The suppression of directory information will remain in effect until retracted, in writing with notarization, by the student (see www.albany.edu/registrar for form). Please note that suppression of directory information does not preclude a University official, with a legitimate educational interest, from inspecting students' education records. Please contact the Registrar’s Office for guidance.

> The University, in all good faith, will not release directory information requested to be withheld, unless it’s under the provisions listed above.

> *School Officials with a Legitimate Education Interest:
> A school official is a person employed by the University at Albany and/or the State University of New York — SUNY in an administrative, supervisory, academic, research, or support staff position (including law enforcement unit personnel and health staff); a person serving on the board of trustees; or a student serving on an official committee, such as a disciplinary or grievance committee. A school official also may include a volunteer or contractor outside of the University at Albany who performs an institutional service or function for which the school would otherwise use its own employees and who is under the direct control of the school with respect to the use and maintenance of Personally Identifiable Information (PII) from educational records, such as an attorney, auditor, or collection agent or a student volunteering to assist another school official in performing his or her tasks. A school official has a legitimate educational interest if the official needs to review an education record in order to fulfill his or her professional responsibilities for the University at Albany and/or the State University of New York — SUNY (http://www.suny.edu/sunypp/documents.cfm?doc_id=540).

> ## Official Notification of Students

> Official University notifications are sent to students via both postal mail and electronic mail. Postal mail is sent to students' permanent addresses on file with the University. Students are responsible for ensuring that their permanent addresses are kept up-to-date by reviewing and changing as appropriate their address information on MyUAlbany.

> Electronic mail is sent to students' @albany.edu email address. See the Bulletin section on "Students' Official University Email" for additional information about this policy.

> ## Students' Official University Email

> It is the policy of the University at Albany that email is an official means of communication with students. This policy pertains to all students and stipulates that the University can convey relevant academic and administrative information to targeted student populations using their UAlbany Mail address.

> All students receive a UAlbany Mail account when they become eligible to enroll for classes. Students are responsible for checking their email account regularly so as not to miss important, time-sensitive, University communications. More information is available at http://www.albany.edu/its/policies_communication.htm.