1998–99 Estimated Costs

The following is a schedule of estimated expenses for full-time undergraduate students for the 1998–99 academic year. Tuition and fees are prorated for part time students. Please note that tuition and fee charges are subject to change by official action of the State University of New York. Questions concerning these charges should be referred to the Student Accounts Office.

The amounts include direct expenses billed by the Student Accounts Office (e.g., Tuition, Fees, Room, Board) and also indirect expenses which are not billed by Student Accounts (e.g., Books, Travel). Although indirect costs do not appear on the Student Accounts invoice, both direct and indirect costs are used by the Financial Aid Office in developing a student’s budget and in making financial aid commitments. The total cost (direct and indirect) for one semester of full- time undergraduate study for a typical New York State Resident student living on campus is approximately $5,800 of which approximately $4,900 will be billed by the University.

Payment Policies

Following registration, students are billed by mail at their permanent addresses. To avoid late payment fees, payment should be made by return mail at least five business days prior to the due date printed on the invoice. Students must have proof of approved aid, waivers, or scholarships in order to defer payment. Without satisfactory evidence to defer, students are expected to pay charges up front and wait for reimbursement when the aid, waiver or scholarship funds are actually received.

Students with unpaid financial obligations will have a “hold” placed on their records, and will be unable to receive grades or transcripts, register for future terms, or receive diplomas. In addition, the University assesses a Late Payment Fee of up to $30 each time an invoice is issued and not paid or not covered by approved financial aid by the invoice due date. Invoices are issued on a monthly basis to students with outstanding balances. Students with outstanding charges from any SUNY unit are not permitted to register at the University at Albany.

Delinquent accounts are transferred to private collection agencies and/or the New York State Attorney General’s Office for collection. Delinquent accounts are subject to interest and collection fee charges.

Residency for Tuition Rate Purposes

Students are charged in-state or out-of-state tuition rates based on their residency status. The Students Accounts Office follows SUNY Board of Trustees policies in determining residency for tuition rate purposes. Generally, students are not considered in-state until they have completed 12 months of residency in New York. Please note, however, that the domicile (permanent home) of an unemancipated student is considered to be that of the parent or other legal guardian regardless of the length of the student’s residency in New York. Students who wish to appeal their out-of-state designation should contact the Student Accounts Office for an application and copy of the Board of Trustees Guidelines.

Estimate Cost Information*

                              Fall 1998               Spring 1999

N.Y.S. Residents              $1,700.00                $1,700.00

Out-of-State Residents         4,150.00                 4,150.00
Mandatory Fees
University Fee                    12.50                    12.50

Student Activity Fee              75.00                    75.00

Intercollegiate Athletic Fee      56.50                    56.50

Comprehensive Service Fee        250.00                   250.00

International Student Insurance  263.50                   369.50
(mandatory for international students only)

Room Rental                    1,798.00                 1,798.00

Board                            938.00                   938.00
(20 meals/week non Kosher)
Other Expenses
Class Dues                         3.00                     3.00

Alumni Assoc. Member              15.00                    15.00

Five Quad Contribution             5.00                     5.00

Accident/Sickness Insurance      112.00                   184.00

Late Registration Fee             30.00                    30.00

Late Fee Payment                  30.00                    30.00
(per invoice)

Books                            350.00                   350.00

Personal, Travel, etc.           614.00                   614.00
*Tuition and Fee Charges are Subject to Change by Official Action of the State University of New York.

Tuition Charge Adjustments/Refunds

Students who officially withdraw from the University or reduce the number of credits for which they are registered may be entitled to a proportionate refund of tuition paid or proportionate adjustment of tuition charges according to the schedule below. Refunds or adjustments of charges are based on the date the withdrawal application is officially received by the Office of Withdrawal and Reentry or the date the drop is officially processed by the Registrar’s Office, not on the date of the last class attended. Students who register for courses and who do not file the appropriate withdrawal or do not drop before the end of the fourth week of classes are liable for their full charges. Please refer to the “Withdrawal from the University” and “Dropping Courses” sections of this bulletin for additional information.

For refund purposes, the first week of classes shall be deemed to have ended when seven calendar days, including the first day of scheduled classes, have elapsed. The first day of classes as scheduled by the campus shall be deemed to be the first day that any classes are offered. Refund schedules are subject to change by official action of State University of New York.

Official Withdrawal or Drop      Percent of Tuition Adjustment/Refund

First Week                                        100%
Second Week                                        70%
Third Week                                         50%
Fourth Week                                        30%
Fifth Week                                          0%

Example of refund to a student whose program drops below 12 credits:

Tuition charge for student taking 13 credits                  $1,700.00

Student drops a 3-credit course during fourth week:

Tuition charge as a part-time student for the remaining
10 credits (10 cr. at $137.00)                                $1,370.00

Difference between amount originally charged as a 
full-time student and reevaluated charges
as a part-time student                                          $330.00

Adjustment/Refund percentage as provided by schedule of
tuition during fourth week                                        30%
Adjustment/Refund                                                $99.00

Pro-Rata Refund Policy for First-Time Title IV Recipients

First-time freshman and transfer students receiving federal Title IV aid who officially withdraw during or before the 10th week of their first semester at the University will have their tuition refunded according to the following schedule:

Official Withdrawal Date       Percent of Tuition Refund

First Week                                100%
Second-Third Week                          80%
Fourth Week                                70%
Fifth-Sixth Week                           60%
Seventh-Eighth Week                        50%
Ninth Week                                 40%
Tenth Week                                 30%

Regardless of the refund schedule employed, withdrawing students with federal Title IV aid may have a portion of their aid refunded back to the individual aid program, thus reducing the original amount of aid awarded. Federal regulations determine the amount to be refunded and the order in which the programs are repaid. Concurrently, federal regulations require that refunds be made in the following order: Unsubsidized Stafford, Subsidized Stafford, PLUS, Perkins, Pell, and SEOG.

Undergraduate Bulletin — Table of Contents
University at Albany
State University of New York