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Perkins Loan Disclosure

The Perkins Loan is a federal campus-based (limited fund) loan available to qualified undergraduate and graduate students.  Students must demonstrate substantial financial need to be eligible for a Perkins Loan. Need eligibility is determined by the student's expected family contribution (EFC) as indicated on the Free Application for Federal Student Aid (FAFSA).

Interest begins accruing at rate 5.0% following the expiration of the 9 month grace period.  Payments are not due on the loan during the in-school period.  For additional information, please download the Perkins Annual Disclosure Statement.

First time Perkins Loan recipients are required to complete the Perkins Master Promissory Note and entrance counseling.  These items will be made available 3-5 days after the Perkins Loan is accepted. Failure to complete the promissory note and entrance counseling will result in the delayed processing and potential cancellation of the Perkins award.

Should you have questions about Perkins repayment and delinquency please contact the Student Loan Service Center (SLSC) at (518) 525-2626.

Perkins Forms

[Perkins Annual Disclosure Statement]

[Perkins Loan Electronic Signature Instructions]

[Perkins Promissory Note]

[Perkins Loan Repayment Schedule]