Assignment #2				CSI205				Assigned 09/24/09
									Due      10/06/09

Assignment:

	Convert the application created for assignment #1 into a free standing class definition 
that can be used by a client wishing to perform mortgage calculations.

	Specifically, you should create a class named MortgageCalcs with the following private
data fields and public methods:

Private Data Fields:

double interestRate
double term
double principal

Public Methods:

//Constructor Method. Accepts values for interest rate, term, and principal and places these
//values into the corresponding private data fields

MortgageCalcs(double interestRate, double term, double principal)


//this method calculates and returns the Monthly Payment. 

double calcPayment()

//this method calculates and returns the Future Value. 

double futureValue()

//this method calculates and returns the Interest Charge. 

double intCharge()


A sample client has been created that will allow you to test your implementation of MortgageCalcs.

To test MortgageCalcs.java:

- copy the client application, named TestMortgage.class, from the class folder on the ITS Unix system 
to your own folder. The client is located in /home2/classes/csi205/TestMortgage.class

- Compile your MortgageCalcs.java

- Run TestMortgage and follow the on-screen instructions. TestMortgage will
create and use one of your MortgageCalcs object.

Notes:
-Include Comments in your code and format your program neatly. Remember to 
 include your name and Student ID# in your comments
-All variables you use for mathematical computations should be of type double
-You should only submit MortgageCalcs.java.  (the "M" and "C" are uppercase!)
-The turnin command for assignment #2 is
	turnin-csi205 -c csi205 -p prog2 MortgageCalcs.java