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UAlbany Financial Aid

Federal Stafford Loan

Loan Consolidation (Federal)

Loan Consolidation gives you the opportunity to lock-in one interest rate for all your outstanding Stafford loans.

New York State Higher Education Services Corporation has useful information for those students interested in consolidating their student loans.  This information is found on the NYSHESC Website.

The Federal Department of Education also provides information about Stafford loan consolidation.   For more information, visit their website at www.loanconsolidation.ed.gov.

The table below contains hyperlinks and telephone numbers that will be useful to students as they gather information to prepare for loan consolidation.

  Loan Consolidation Links  
Agency Web Site Telephone 
New York State Higher Education NYSHESC - Loan Consolidation Information (888)697-4372
Federal Direct www.loanconsolidation.ed.gov - Loan Consolidation Information (800)557-7392
National Student Loan Data System (NSLDS), Student Access www.nslds.ed.gov - To obtain a list of all your outstanding Stafford and Perkins loans. (800)433-3243
Perkins Loan Information SUNY Student Loan Service Center - To obtain a list of your outstanding Perkins loans from SUNY schools. (518)525-2626

Students who consolidate their Stafford loans, and then continue to borrow after consolidation, will need to complete a new eMPN.